The 945 area code is primarily used for scams targeting businesses with fake credit card processing offers. Callers pretend to be merchant service providers to steal business financial data.
Look up any suspicious number using our scam and spam phone number lookup database. It includes over 29 million Do Not Call and robocall complaints reported to the Federal Trade Commission.
Getting calls from 945 area code and wonder if it's a scam? You're not alone. Scammers frequently spoof Texas (Dallas, Plano, Garland) phone numbers to trick you into answering. Here is the most common area code 945 scam based on user comments data:
Scammers targeting Dallas-area businesses are calling from 945 numbers pretending to be your credit card processor or merchant services provider. They may use a foreign accent and create a sense of urgency by mentioning "potential fraudulent charges" to get you on the phone, likely to trick you into switching services or revealing sensitive account information.
Your real merchant services provider will not cold-call you to discuss "potential fraud" and then try to sell you a new contract in the same conversation. They communicate through secure, official channels and will already have your business information on file.
"I got a call, and voicemail from 945-348-4258. Foreign accent requesting a call back regarding Merchant Service potential fraudulent charges."
Frequently Asked Questions about Area Code 201 Scams and Spam Calls
No, area code 945 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in Texas, United States. Area code 945 is a general purpose code that has been in service since January 15, 2021.
Most common 945 scam types are:
You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near Texas, or have a 945 phone number yourself, scammers know you're more likely to answer what appears to be a local call.
Calling back to unknown spam number may incur premium charges or at least confirm your phone number is active and lead to more spam and scam calls.
There are three main ways to reduce spam calls:
It's definitely possible to block all specific area code phone numbers. However, we do not recommend this option because it would also prevent friends, family, doctors, and legitimate businesses from reaching you.
Other Texas area codes where scam and spam calls are regularly reported: