Area code 765 is plagued by fake legal action threats and Social Security suspension calls. These criminals claim there is a pending case against you to pressure you into paying.
Look up any suspicious number using our scam and spam phone number lookup database. It includes over 29 million Do Not Call and robocall complaints reported to the Federal Trade Commission.
Robocallers claim there are "two pending matters" or a "case proceeding" against you, giving a "final warning" and threatening to contact your employer. They tell you to call back a different number, sometimes listed as being in Utah, to resolve the issue. They use your panic about workplace embarrassment to trick you into calling a premium rate number or giving personal information to "clear your record." Real legal notices come by certified mail or through a process server at your door.
"Robo Call. Wanted me to call back. 'Final Warning', 'Case proceeding against me'"
Callers claim your Social Security number has been used for fraudulent activity and will be suspended, with some becoming aggressive and calling victims "liars" when questioned. They may threaten lawsuits related to your SSN and call repeatedly, sometimes over 11 times in a single day. They use your SSN and personal details to open credit accounts and loans in your name. Social Security numbers cannot be suspended, and the Social Security Administration communicates by mail, not threatening phone calls.
"They keep calling my house and asked for me and said I signed up for social security and when I said I didn't she called me a liar in one day they called over 11 times"
Scammers send texts and make calls pretending to be Amazon, Walmart, or Netflix, claiming fraudulent purchases like iPads were made on your account or your payment was declined. Text messages include non-secure "http" links, and callers with Asian accents use fake names like "Mark Smith" while asking for zip codes or SSN digits. They use the credit card information you provide to make real purchases or steal your account login credentials through fake websites. Major retailers handle account issues through secure apps and websites, not random text links or unsolicited calls demanding credit card details.
"An IPhone was charged to your WalMart Account. Give us your credit card info to cancel it..."
Robocalls state your car's warranty has expired and offer extended warranty sales, continuing to call even after you ask to be removed from their list and hanging up when you refuse their service. These robocalls provide no opt-out option, forcing you to hang up yourself. They sell your contact information to other telemarketers, creating an endless cycle of warranty calls. These are third-party telemarketers using public records, not your actual car manufacturer or dealership.
"They keep calling wanting to sell me extended warranty on my car. I have told them no. I have a warranty. It is a new car. I have asked to be taken off their call list. They hang up on me and call back."
Robocallers claiming to be from a "student loan center" discuss forgiveness options, often targeting people who never had student loans and claiming you contacted them first to "collect some information" for the forgiveness process. They charge upfront fees for services that are free through the Department of Education or steal your loan servicer login information to redirect your payments to themselves. Legitimate federal programs are managed through StudentAid.gov and never contact you through unsolicited robocalls.
"I have had several calls from this number or 1 similar from someone claiming that they are from the student loan center, I HAVE NEVER HAD A STUDENT LOAN. I'M A 70 YR OLD DISABLED MALE... these bastards have caused me to go into the hospotal from a heart attack."
Scammers on WhatsApp and Telegram use 765 numbers with fake personas like "James Anderson," "Kenneth Burleson" claiming to be in the Navy, or "Guy Higgins" posing as a U.S. Marine stationed overseas, building relationships that move quickly but never result in in-person meetings. They use stolen military photos to create convincing profiles, then request money for fake emergencies, flights home, or communication fees. Real military personnel do not need money wired for basic communications or travel.
"James Anderson Romance Scammer will pretend he's Kenneth Burleson in Navy and Guy Higgins US Marine"
No, area code 765 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in Indiana, United States. Area code 765 is a general purpose code that has been in service since February 1, 1997.
You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near Indiana (Muncie, Lafayette, Anderson), or have a 765 phone number yourself, scammers know you're more likely to answer what appears to be a local call.
Other Indiana area codes where scam and spam calls are regularly reported: