Scammers use area code 463 for identity theft schemes and IRS arrest warrant threats. They pose as card services or tax agents to trick you into revealing your private data.
Look up any suspicious number using our scam and spam phone number lookup database. It includes over 29 million Do Not Call and robocall complaints reported to the Federal Trade Commission.
Scammers call claiming to be from "card services" and already know the last four digits of your Social Security Number. They say fraudulent credit cards were opened in your name and offer to help "delete" them. They ask you to list the credit cards you currently have. They use this information to open new fraudulent accounts or access your existing ones. Legitimate banks never call asking you to list your other credit cards. Real fraud departments work the opposite way.
"Got a call from this # 463-687-4369 said they were with card services knew the last 4 of my social (I am the victim of identity theft 2022) said cards were opened in my name they would delete... asked a bunch of questions then wanted to know what cards I have. Hang up!"
Callers pretend to be from the IRS and threaten you with an arrest warrant for supposedly unpaid taxes. They demand immediate payment over the phone and create intense fear and urgency. They use your payment to steal your money directly. The IRS never calls first to demand payment. They send letters through the postal service.
"IRS warrant arrest scam"
People in the Indianapolis area receive unsolicited texts asking if they own a specific address. The messages claim to be from an investor who was "driving around your neighborhood" and wants to buy your property. The sender may use names like "Seth" or address you by your real name. They use your responses to build profiles for data mining or predatory wholesaling. Professional agents do not work through anonymous texts.
"Hi! Seth, I was driving around your neighborhood, was wondering if the house in INDIANAPOLIS is yours?"
Scammers leave voicemails acting like they are "calling you back" about a business loan you never applied for. They mention "good news" and specific low interest rates like 2%. The messages sound like generic, pre-recorded scripts. They use any information you provide to steal your business and personal details for fraudulent loan applications. Legitimate lenders do not use robocall voicemails for pre-approved loans.
"Leaves voicemail saying 'hi it's ______ calling you back about your business loan, Good news I've got some good rates for you 2%...' total BULLSHIT this is straight spam."
Someone calls about your "car's extended warranty" and may already have your name or the type of car you own. The call has a sense of urgency, implying your warranty is about to expire. They use your confirmation of details to sell you overpriced, worthless warranty plans or steal your payment information. These calls come from third-party marketers, not your car manufacturer.
"Extended car warranty company. Had personal details."
Callers promote a "new cruise line" and offer you a free trip in exchange for future "good word of mouth reviews." The offer sounds too good to be true. They charge you hidden fees, mandatory timeshare presentations, or other costly requirements not disclosed upfront. A truly free prize never requires you to pay anything.
"They say that they are trying to promote a new cruise line, and since we currently cruise, they wanted to offer us free trips on a new cruise line in exchange for our good word of mouth reviews. I don't trust this."
Scammers send texts using your first name like "Hi Jeff" from fake agents like "Daniel." They pretend you spoke before and ask for ages of your family members to "run numbers" on health plans. They use this personal data for identity theft or further scams. Licensed agents do not solicit sensitive information through unsecured texts.
"Hi Jeff, it's Daniel again, I never heard back from you yesterday concerning those new plans available in your area. I can run those numbers for you without a phone call. All I need are the ages for everyone you would want covered."
Calls come in completely silent or the caller hangs up as soon as you answer. The same unknown number calls repeatedly but never leaves a message. These are automated dialing systems checking if your phone number is active before adding it to lists for other telemarketers and scammers. Answering confirms your number works. This leads to more spam calls.
"Calls multiple times per day. Leaves no message. Answered call today, nobody talked."
No, area code 463 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in Indiana, United States. Area code 463 is a general purpose code that has been in service since November 15, 2016.
You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near Indiana (Indianapolis, Carmel, Fishers), or have a 463 phone number yourself, scammers know you're more likely to answer what appears to be a local call.
Other Indiana area codes where scam and spam calls are regularly reported: