Area code 765 is plagued by fake legal action threats and Social Security suspension calls. These criminals claim there is a pending case against you to pressure you into paying.
Look up any suspicious number using our scam and spam phone number lookup database. It includes over 29 million Do Not Call and robocall complaints reported to the Federal Trade Commission.
Getting calls from 765 area code and wonder if it's a scam? You're not alone. Scammers frequently spoof Indiana (Muncie, Lafayette, Anderson) phone numbers to trick you into answering. Here are the most common area code 765 scams based on user comments:
Residents in Central Indiana are receiving aggressive robocalls claiming there are "two pending matters" or a "case proceeding" against them. These calls often give a "final warning" and threaten to contact your employer, creating a false sense of urgency to make you call back a different number, sometimes listed as being in Utah.
Official legal notices and lawsuits are not served via robocall. Legitimate process servers deliver documents in person or you will receive a summons via certified mail. A real legal firm will not use a vague, automated message to threaten you.
"Robo Call. Wanted me to call back. 'Final Warning', 'Case proceeding against me'"
This scam involves a call claiming your Social Security number has been used for fraudulent activity and is going to be suspended. Scammers may become aggressive, as one user reported being called a "liar" after denying they signed up for something. They aim to scare you into providing personal information to "fix" the problem.
The Social Security Administration will never call you to threaten suspension of your number or demand immediate payment. They primarily communicate via U.S. mail and will not use threatening language or demand personal information in an unsolicited call.
"They keep calling my house and asked for me and said I signed up for social security and when I said I didn’t she called me a liar in one day they called over 11 times"
Scammers are sending texts and making calls pretending to be from major retailers like Amazon, Walmart, or services like Netflix. They'll claim a fraudulent purchase was made on your account for items like an iPad or that your payment was declined. The goal is to panic you into clicking a malicious link (often not a secure https link) or giving up credit card info to "cancel" the fake order.
Major companies like Amazon, Walmart, and Netflix handle account issues through their secure websites and official applications. They will not text you from a random 765 number with an unsecure link or call to demand credit card details to stop a fraudulent charge.
"An IPhone was charged to your WalMart Account. Give us your credit card info to cancel it..."
You've likely received these calls in Indiana. A robocall informs you that your car's warranty has expired and offers to sell you an extended warranty. They call repeatedly from multiple numbers, even after you've told them you have a new car or asked to be removed from their list. The calls often have no "opt out" option, forcing you to hang up.
These calls are not from your car's manufacturer or dealership. They are from third-party telemarketers using public records to guess your warranty status. Legitimate companies will not harass you after you've declined their service.
"They keep calling wanting to sell me extended warranty on my car. I have told them no. I have a warranty. It is a new car. I have asked to be taken off their call list. They hang up on me and call back."
Scammers are robocalling residents, claiming to be from a "student loan center" to discuss forgiveness options. They often target people who have never had a student loan, hoping to find someone who does. These calls can be particularly stressful, with one elderly resident reporting the harassment caused a heart attack.
Legitimate federal student loan forgiveness programs are managed through the Department of Education and its official partners. They will not contact you through unsolicited robocalls. Any company promising immediate forgiveness in exchange for a fee is a scam.
"I have had several calls from this number or 1 similar from someone claiming that they are from the student loan center, I HAVE NEVER HAD A STUDENT LOAN. I'M A 70 YR OLD DISABLED MALE... these bastards have caused me to go into the hospotal from a heart attack."
Be cautious on messaging apps like WhatsApp and Telegram. Scammers are using 765 numbers to operate romance scams. They create fake personas, such as "James Anderson," "Kenneth Burleson" (pretending to be in the Navy), or "Guy Higgins" (posing as a U.S. Marine). These scammers build a relationship over time before inevitably asking for money for a fake emergency.
Scammers steal photos of real military personnel to create convincing but fake profiles. They use the excuse of being deployed to avoid meeting in person and to create stories about needing money for flights home, medical emergencies, or communication fees.
"James Anderson Romance Scammer will pretend he’s Kenneth Burleson in Navy and Guy Higgins US Marine"
Frequently Asked Questions about Area Code 201 Scams and Spam Calls
No, area code 765 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in Indiana, United States. Area code 765 is a general purpose code that has been in service since February 1, 1997.
Most common 765 scam types are:
You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near Indiana, or have a 765 phone number yourself, scammers know you're more likely to answer what appears to be a local call.
Calling back to unknown spam number may incur premium charges or at least confirm your phone number is active and lead to more spam and scam calls.
There are three main ways to reduce spam calls:
It's definitely possible to block all specific area code phone numbers. However, we do not recommend this option because it would also prevent friends, family, doctors, and legitimate businesses from reaching you.
Other Indiana area codes where scam and spam calls are regularly reported: