Area Code 574 Scams and Spam Calls

Apple iCloud support scams and fake legal threats are flooding the 574 area code. Callers claim your account has been breached or that you owe a legal debt to steal your login credentials and money.

Look up any suspicious number using our scam and spam phone number lookup database. It includes over 29 million Do Not Call and robocall complaints reported to the Federal Trade Commission.

Indiana Phone Number Lookups

Most Common Area Code 574 Scams

Getting calls from 574 area code and wonder if it's a scam? You're not alone. Scammers frequently spoof Indiana (South Bend, Elkhart, Mishawaka) phone numbers to trick you into answering. Here are the most common area code 574 scams based on user comments:

Apple iCloud Support Scam

Scammers spoofing "Appel Inc." on caller ID will call relentlessly, claiming your Apple iCloud account has been compromised. These robocalls, sometimes coming 6 times in 20 minutes, pressure you into speaking with a fake agent to steal your account credentials.

Warning Signs

  • Caller ID shows "Appel Inc." (note the misspelling).
  • Claims your iCloud account has been hacked.
  • Calls repeatedly, sometimes more than 10 times in a few hours.
  • Prompts you to press 1 to speak with an agent.

Protect Yourself

  • Never provide your Apple ID or password over the phone.
  • Hang up immediately and do not press any numbers.
  • Contact Apple directly through their official support website if you are concerned.
  • Report the number on ThisNumber.com to warn others.

Apple will not call you unexpectedly about a compromised account. Security alerts are sent via email or through official notifications directly on your Apple devices, not through unsolicited, high-pressure phone calls.

Real Victim Quote

"robocall said my Apple icloud was compromised and so I selected 1 when prompted and spoke with a woman about my icloud account. I asked what ID was she calling for and she named my mother who is 80 yrs old and doesn't own an Apple product. Once I told her that was funny because she obviously was trying to scam me, she then hung up on me."

Aggressive callers impersonate law firms or student loan companies like Navient, threatening you with legal action or claiming they will "track you down at your home or place of business" over a non-existent debt. They often use old, fake payday or student loans from years ago (e.g., 2013) to create a sense of panic and urgency.

Warning Signs

  • Threatens to track you down at your home or work.
  • Claims criminal charges will be filed over a civil debt.
  • A caller named "Diane Mutz" claims to be with Navient regarding student loans.
  • References a very old loan you don't recognize.

Protect Yourself

  • Do not confirm any personal information.
  • Demand a written validation notice, which is required by federal law.
  • Report the call to the Federal Trade Commission (FTC).
  • Check ThisNumber.com for other reports on the calling number.

Real debt collectors cannot threaten you with arrest or use abusive language. Furthermore, legitimate process servers do not call ahead to warn you that you are about to be served legal documents; they simply show up unannounced.

Real Victim Quote

"I`M in big trouble, 'going to track me down at my home and or place of business'............SCAM"

Social Security Administration (SSA) Impersonation

Scammers will call claiming your Social Security Number (SSN) has been "cancelled by a court" or that a court order is being filed against you. Others may try to phish for information by falsely claiming you are eligible for new Social Security Disability benefits.

Warning Signs

  • A recorded message claims your SSN has been cancelled or suspended.
  • The caller mentions a "court order" related to your Social Security number.
  • The caller provides no specific agency name or introduction.
  • An unsolicited call claims you are eligible for disability benefits.

Protect Yourself

  • Hang up immediately. The SSA will never call to threaten you.
  • Never give out your SSN or other private information.
  • Report the scam call to the SSA's Office of the Inspector General (OIG).

The Social Security Administration does not suspend or cancel SSNs. The agency primarily communicates via postal mail and will not call you to demand payment or threaten legal action.

Real Victim Quote

"Also received message stating a court order was being filed against me related to my social security number. No introduction, name, or company referenced."

Fake Police Charity Donations

A man calls claiming to be from the Indiana State Police and solicits donations for a supposed charity. The scammer starts by asking for a high amount, like $95, and will aggressively push for lower amounts if you decline, refusing to send information by mail for verification.

Warning Signs

  • The caller claims to be collecting donations for the Indiana State Police.
  • Starts by asking for a specific high donation amount (e.g., $95).
  • Becomes pushy and tries to negotiate a lower donation if you refuse.
  • Refuses to mail you information about the charity.

Protect Yourself

  • Never donate over the phone to an unsolicited caller.
  • Insist that they mail you information. If they refuse, it is a scam.
  • If you wish to donate, find the organization's official website yourself.

According to reports, the Fraternal Order of Police is the only agency permitted to solicit funds on behalf of the Indiana State Police. Legitimate charities will gladly send you information and will not pressure you for an immediate donation over the phone.

Real Victim Quote

"Middle-aged man with american accent claimed to be an Indiana police officer, soliciting for a charity...He started at $95 and did not skip a beat in his spiel when I said his ph # came up as a scammer. He kept pushing lower and lower, especially when I told him to send me a package and I'd do a background check..."

Unsolicited Home Buyer Texts

Residents in the 574 area are receiving unsolicited text messages from individuals, often named "Daniel," who know their name and address. The scripted message asks if you are the owner and are interested in selling your home, which is a common tactic used by data miners and real estate wholesalers.

Warning Signs

  • An unexpected text from an unknown number.
  • The sender knows your name and property address.
  • The message uses a script like, "apologies for the unexpected text, but my name is Daniel..."
  • Asks directly, "Are you the owner?"

Protect Yourself

  • Do not reply to the text, which confirms your number is active.
  • Block the number immediately.
  • Report the message as junk or spam through your phone's messaging app.

While some inquiries may be legitimate, responding to unsolicited texts can lead to more spam calls and messages. Never provide personal or financial information to someone who contacts you out of the blue about a major transaction like selling your home.

Real Victim Quote

"Hi [Name], apologies for the unexpected text, but my name is Daniel, and I'm interested in purchasing [address]. Are you the owner?"

Fake Package Delivery Notification

You may get a call from someone named "Shawn" or "Sean" claiming "they" are trying to deliver a package to you. The caller provides no details about the package or courier and instead instructs you to call a different, toll-free number (like 877-969-1945), even if you aren't expecting a delivery.

Warning Signs

  • A vague reference to "a package" with no specific courier mentioned.
  • Instructs you to call a different number than the one they called from.
  • The caller can't provide a tracking number or sender information.
  • You haven't ordered anything recently.

Protect Yourself

  • Do not call the number they provide.
  • If you expect a package, check your tracking number on the official carrier website (UPS, FedEx, etc.).
  • Block the number that called you.

Major delivery services will leave a notice on your door or update an official tracking number online if they miss you. They will not make vague phone calls instructing you to call an unrelated toll-free number to arrange delivery.

Real Victim Quote

"Received a call from Shawn/Sean, telling me 'they' are trying to deliver a package. I was instructed to call 877-969-1945. Don't know who the company is that he represents."

Frequently Asked Questions about Area Code 201 Scams and Spam Calls

Is area code 574 a scam?

No, area code 574 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in Indiana, United States. Area code 574 is a general purpose code that has been in service since January 15, 2002.

What are the most common area code 574 scams?

Most common 574 scam types are:

Why do I get spam calls from area code 574?

You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near Indiana, or have a 574 phone number yourself, scammers know you're more likely to answer what appears to be a local call.

What happens if I call back a spam number?

Calling back to unknown spam number may incur premium charges or at least confirm your phone number is active and lead to more spam and scam calls.

How to stop spam calls from the same area code?

There are three main ways to reduce spam calls:

  1. The Do Not Call Registry: Register your number at donotcall.gov
  2. Carrier Tools: Contact your phone carrier about their spam blocking solutions
  3. Third-Party Apps: Install spam call blocking apps that identify and filter scam numbers

Can I block all calls from a specific area code?

It's definitely possible to block all specific area code phone numbers. However, we do not recommend this option because it would also prevent friends, family, doctors, and legitimate businesses from reaching you.

Scams and Spam in Other Indiana Area Codes

Other Indiana area codes where scam and spam calls are regularly reported: