Scammers use area code 463 for identity theft schemes and IRS arrest warrant threats. They pose as card services or tax agents to trick you into revealing your private data.
Look up any suspicious number using our scam and spam phone number lookup database. It includes over 29 million Do Not Call and robocall complaints reported to the Federal Trade Commission.
Getting calls from 463 area code and wonder if it's a scam? You're not alone. Scammers frequently spoof Indiana (Indianapolis, Carmel, Fishers) phone numbers to trick you into answering. Here are the most common area code 463 scams based on user comments:
Scammers are calling 463 numbers claiming to be from "card services." They may already know the last four digits of your Social Security Number, stating fraudulent credit cards were opened in your name and offering to help you "delete" them as a trick to get your other financial information.
Legitimate bank or credit card company fraud departments will never call you and ask you to list your other credit cards. This is a phishing tactic designed to steal your financial account details.
"Got a call from this # 463-687-4369 said they were with card services knew the last 4 of my social (I am the victim of identity theft 2022) said cards were opened in my name they would delete... asked a bunch of questions then wanted to know what cards I have. Hang up!"
This aggressive scam involves a caller pretending to be from the IRS, creating panic by threatening you with an "arrest warrant" for supposedly unpaid taxes. The goal is to scare you into making a quick, untraceable payment to avoid being arrested.
The IRS's first point of contact for a tax issue is always through official correspondence sent via the U.S. Postal Service. They do not call to threaten lawsuits or arrests.
"IRS warrant arrest scam"
People in the Indianapolis area are receiving unsolicited text messages from scammers asking if they own a specific home. These texts often pretend to be from an investor who was "driving around your neighborhood" and wants to buy your property, but they are often just fishing for personal information.
Professional real estate agents and legitimate investors typically do not use anonymous, unsolicited text messages as their primary method for contacting homeowners. This is a common tactic for data miners and predatory wholesalers.
"Hi! Seth, I was driving around your neighborhood, was wondering if the house in INDIANAPOLIS is yours?"
Scammers are leaving voicemails acting as if they are "calling you back" about a business loan you never applied for. To make the offer sound legitimate and enticing, they often mention "good news" and specific low interest rates, such as 2%.
Legitimate financial institutions are bound by strict lending laws and do not use unsolicited robocall voicemails to offer pre-approved loans. These calls are designed to collect your personal and financial information for fraudulent purposes.
"Leaves voicemail saying ‘hi it’s ______ calling you back about your business loan, Good news I’ve got some good rates for you 2%...’ total BULLSHIT this is straight spam."
This is a very common telemarketing call where someone tries to sell you an extended warranty for your vehicle. To seem credible, the callers may already have some of your personal details, such as your name or the type of car you own.
These calls are almost always from third-party marketers, not your car's manufacturer. Never agree to a service or provide payment information based on an unsolicited phone call.
"Extended car warranty company. Had personal details."
You may get a call from someone promoting a "new cruise line" and offering you a free trip. They claim they want to generate positive word-of-mouth reviews, but the offer is a classic bait-and-switch tactic to get your money.
These "free" offers almost always involve significant hidden fees, mandatory timeshare presentations, or other costly requirements that are not disclosed upfront. A truly free prize does not require you to pay anything.
"They say that they are trying to promote a new cruise line, and since we currently cruise, they wanted to offer us free trips on a new cruise line in exchange for our good word of mouth reviews. I don't trust this."
Scammers send personalized texts using your first name, such as "Hi Jeff," from a fake agent like "Daniel." They pretend you've spoken before and ask for the ages of your family members to "run numbers" on health plans, which is a method of phishing for your private data.
Licensed health insurance agents are required to follow strict privacy laws and do not solicit sensitive client information through unsecured, unsolicited text messages. This is an attempt to collect your personal data for identity theft or further scams.
"Hi Jeff, it's Daniel again, I never heard back from you yesterday concerning those new plans available in your area. I can run those numbers for you without a phone call. All I need are the ages for everyone you would want covered."
Many 463 numbers are receiving calls that are completely silent or where the caller hangs up as soon as you answer. These are often from automated dialing systems designed to check if your phone number is active before adding it to lists for other telemarketers and scammers.
These are not accidental wrong numbers. Answering the call, even for a second, confirms to the dialing computer that your number is active and belongs to a real person, which can lead to even more spam calls in the future.
"Calls multiple times per day. Leaves no message. Answered call today, nobody talked."
Frequently Asked Questions about Area Code 201 Scams and Spam Calls
No, area code 463 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in Indiana, United States. Area code 463 is a general purpose code that has been in service since November 15, 2016.
Most common 463 scam types are:
You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near Indiana, or have a 463 phone number yourself, scammers know you're more likely to answer what appears to be a local call.
Calling back to unknown spam number may incur premium charges or at least confirm your phone number is active and lead to more spam and scam calls.
There are three main ways to reduce spam calls:
It's definitely possible to block all specific area code phone numbers. However, we do not recommend this option because it would also prevent friends, family, doctors, and legitimate businesses from reaching you.
Other Indiana area codes where scam and spam calls are regularly reported: