Area Code 774 Scams and Spam Calls

Area code 774 is being used for fake warrant threats and auto warranty robocalls. Scammers try to panic you with arrest threats or annoy you into buying useless car service contracts.

Look up any suspicious number using our scam and spam phone number lookup database. It includes over 29 million Do Not Call and robocall complaints reported to the Federal Trade Commission.

Massachusetts Phone Number Lookups

Most Common Area Code 774 Scams

Getting calls from 774 area code and wonder if it's a scam? You're not alone. Scammers frequently spoof Massachusetts (Worcester, New Bedford, Brockton) phone numbers to trick you into answering. Here are the most common area code 774 scams based on user comments:

Fake Warrant & Lawsuit Scams

Scammers from 774 numbers are calling to falsely claim there is fraudulent activity on your Social Security Number (SSN) and that a warrant has been issued for your arrest. They use robocalls and live callers to threaten you will "face legal action" or that someone is "coming to my home to arrest me on a complaint" to create panic and demand information or money.

Warning Signs

  • The call threatens you with a warrant, arrest, or "legal proceedings."
  • The caller provides a fake name and badge number, like "Mike Anderson and ID Badge 5661."
  • You are pressured to call back immediately to avoid consequences.
  • The threat is delivered by a robotic or computerized voice.

Protect Yourself

  • Hang up immediately. Do not press any numbers.
  • Never provide your SSN or other personal information to an unsolicited caller.
  • Report the scam call to the Federal Trade Commission (FTC).
  • Check the number on a service like ThisNumber.com to see other community reports.

Real federal agencies like the Social Security Administration will not call you to threaten you with arrest or demand payment. They primarily communicate through official U.S. mail and would never use phone calls to deliver a first warning about a lawsuit.

Real Victim Quote

"I've been receiving so many calls from this number and they keep saying that there's fraudulent activities on my SSN and a warrant has been issued for my arrested. I called and reported this to the FTC."

"Expiring" Auto Warranty Robocalls

You'll receive frequent, aggressive robocalls claiming your car's warranty is expired or about to expire. These scammers create a false sense of urgency to pressure you into buying an overpriced service contract. One local resident reported that callers tried to convince their mother to pay amounts ranging from $3,800 down to $100 and "wouldn't take no for an answer."

Warning Signs

  • The call starts with a recorded message like "This is a call from the warranty department."
  • They use high-pressure sales tactics and try to keep you on the phone.
  • The caller does not know your name or the specific make and model of your vehicle.
  • They demand your credit card information to "renew" the policy immediately.

Protect Yourself

  • Hang up. Do not press any buttons or speak to an agent.
  • Block the number, but be aware they will likely call back from a different one.
  • Check your car's real warranty status with your dealership or the manufacturer's official website.

Your vehicle's manufacturer will not use unsolicited robocalls to sell you a warranty. These calls are from unrelated third-party sellers whose service contracts are often limited and not backed by the car maker.

Real Victim Quote

"4 people tried convincing my mom to pay money for a car insurance policy. First was $3800, to 800, then 200 and finally 100. My mom says she spoke to 4 different people telling her she needed this insurance that her car wasn't covered. They wouldn't take no for an answer."

Deceptive Health Insurance & Medicare Calls

Callers posing as agents from the "National Health Enrollment Center" or claiming to be connected to Social Security are relentlessly calling 774 numbers. They may falsely state you signed up for information or, in one specific scam, a call center from India tells seniors they have "medical back/knee braces" coming to them to illicitly bill Medicare.

Warning Signs

  • They claim to be from the "National Health Enrollment Center" or are offering Medicare products.
  • The caller mentions a "colleague" by an American name, like "Justin," but has a distinct foreign accent.
  • They continue to call even after you've asked them to stop.
  • They ask for your Medicare or Social Security number over the phone.

Protect Yourself

  • Never give out your Medicare number to an unsolicited caller.
  • Hang up and block the number.
  • Contact Medicare directly at 1-800-MEDICARE for any questions about your benefits.
  • Report suspicious calls to the Department of Health and Human Services hotline.

Medicare will never call you to sell products or ask for personal information unless you specifically requested a call first. Unsolicited calls about "free" medical equipment are a well-known tactic to commit Medicare fraud.

Real Victim Quote

"This is a call center based in India. They have a client in Florida that pays them to make 100 calls a day to elderly persons saying that they have medical back/knee braces coming."

Fake National Grid Utility Bill Threat

Scammers are calling Massachusetts residents pretending to be from National Grid about an urgent issue with their electric bill. To appear legitimate and create panic, they may provide a fake reference number like "N115" and insist on speaking with you immediately.

Warning Signs

  • The caller claims to be from National Grid and creates a sense of emergency.
  • They provide a fake, short reference number to seem official.
  • They call even if you are not a National Grid customer.
  • They will likely demand immediate payment to avoid disconnection.

Protect Yourself

  • Hang up. Do not provide any account or payment details.
  • Verify your account status by calling National Grid directly using the number on your official bill.
  • Look up the suspicious number on ThisNumber.com to see if others have reported it.

Utility companies like National Grid communicate about serious account issues, such as disconnection, through official written notices sent by mail. They do not use high-pressure phone calls to demand immediate payment.

Real Victim Quote

"Claimed to have an important matter to speak to me about concerning my National Grid bill. Even left a reference number 'N115' to appear legit!"

Student Loan "Forgiveness" Scams

Callers, some identified as being from India, are targeting residents with false promises of student loan forgiveness or reduction. They often use deceptive tactics to build trust, such as lying that "we had chatted before" about your loans, in an attempt to get you to pay for a useless service.

Warning Signs

  • They falsely claim you have spoken with them before.
  • The caller promises immediate and total loan forgiveness, which is unrealistic.
  • They ask for an upfront fee to process your "application" or paperwork.

Protect Yourself

  • Never pay an upfront fee for help with your federal student loans.
  • Do not share your Federal Student Aid (FSA) ID or password with anyone.
  • * For legitimate information, go directly to the official U.S. Department of Education website at StudentAid.gov.

You never have to pay for help with your federal student loans. All legitimate forgiveness programs and repayment options are available for free through the Department of Education, and no private company can get you a better deal.

Real Victim Quote

"Told me that we had chatted before about reducing my student loan. That was a lie."

"Free Cruise" & Timeshare Scams

Robocalls from a "vacation specialist" and live callers are offering "free cruises" to residents in our area. Other reports mention scams related to RCI timeshares that involve high subscription fees and make it extremely expensive to cancel, turning a supposed deal into a financial trap.

Warning Signs

  • You receive an unsolicited call with a recorded message from a "vacation specialist."
  • The offer is for a "free" vacation or cruise, which is almost always a red flag.
  • They call repeatedly, sometimes six times consecutively, to get you to answer.
  • The offer involves a timeshare company like RCI and uses high-pressure tactics.

Protect Yourself

  • Hang up on any unsolicited calls offering free travel.
  • Do not press any buttons, as this just confirms your number is active.
  • Never provide credit card information for a "free" offer over the phone.

Legitimate travel companies do not use unsolicited robocalls to give away free cruises. These offers are designed to lure you into high-pressure sales presentations for expensive timeshares or vacation clubs with many hidden fees.

Real Victim Quote

"Called 6 times consecutively when I didn't answer. Finally answered it was a RECORDING FOR A VACATION SPECIALIST. WTH"

Frequently Asked Questions about Area Code 201 Scams and Spam Calls

Is area code 774 a scam?

No, area code 774 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in Massachusetts, United States. Area code 774 is a general purpose code that has been in service since May 2, 2001.

What are the most common area code 774 scams?

Most common 774 scam types are:

Why do I get spam calls from area code 774?

You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near Massachusetts, or have a 774 phone number yourself, scammers know you're more likely to answer what appears to be a local call.

What happens if I call back a spam number?

Calling back to unknown spam number may incur premium charges or at least confirm your phone number is active and lead to more spam and scam calls.

How to stop spam calls from the same area code?

There are three main ways to reduce spam calls:

  1. The Do Not Call Registry: Register your number at donotcall.gov
  2. Carrier Tools: Contact your phone carrier about their spam blocking solutions
  3. Third-Party Apps: Install spam call blocking apps that identify and filter scam numbers

Can I block all calls from a specific area code?

It's definitely possible to block all specific area code phone numbers. However, we do not recommend this option because it would also prevent friends, family, doctors, and legitimate businesses from reaching you.

Scams and Spam in Other Massachusetts Area Codes

Other Massachusetts area codes where scam and spam calls are regularly reported: