The 763 area code is facing United Healthcare impersonation and fake process server scams. Scammers pose as insurance reps or court officials to get your personal health and financial data.
Look up any suspicious number using our scam and spam phone number lookup database. It includes over 29 million Do Not Call and robocall complaints reported to the Federal Trade Commission.
Getting calls from 763 area code and wonder if it's a scam? You're not alone. Scammers frequently spoof Minnesota (Brooklyn Park, Plymouth, Maple Grove) phone numbers to trick you into answering. Here are the most common area code 763 scams based on user comments:
Residents in the 763 area are receiving a high volume of calls where scammers spoof the United Healthcare (UHC) caller ID. These callers, who sometimes have foreign accents or speak Mandarin, ask you to "verify" personal information like your date of birth. They may claim your mail was returned, reference a recent chat you had with UHC, or even allege a fraudulent insurance claim was filed in your name in China.
United Healthcare already has your information and will not call you unexpectedly to ask for your date of birth or Social Security Number. Official communication regarding your account is typically handled through the mail or their secure online portal.
"caller knew my name, speaking Chinese, told me that I purchased 'united healthcare oxford global insurance' and filed a claim on 6/30, for service on 5/30 in a city in China. I told her she was scam, she protested, I hung up. I would not have picked up if the caller ID didn't say United Healthcare, be aware..."
This aggressive scam uses robocalls to threaten you with legal action over "two pending matters" or a "complaint filed against you." The recording warns that they will be "actively pursuing you at your place of employment and your residence" if you don't call back. They provide a fake case number to create a sense of legitimacy and urgency.
Real process servers do not call to warn you in advance; they are legally required to serve documents in person without prior notice. They will never ask for money over the phone to make the "problem" go away.
"I am contacting you from the processing department I received an order for you pertaining to 2 pending matters unfortunately because I am unable to reach you by phone I may be actively pursuing you at your place of employment and your residence... you have been notified."
These are relentless robocalls about your car's "factory warranty" expiring. Scammers use a convincing script, sometimes claiming they've sent multiple mailers to your home that you haven't responded to. These calls happen daily, often from many different 763 numbers, even if you don't own a car or sold the vehicle years ago.
These callers are not affiliated with your car's manufacturer. They are third-party sellers using high-pressure tactics to sell expensive and often worthless "protection plans." Your manufacturer communicates about recalls and warranties via official mail, not robocalls.
"They left a really convincing message saying they've actually called me several times and sent mailers to my home, so they're not sure why they haven't heard back from me but it's imperative that they speak with me today to keep my auto warranty file open."
Scammers are calling from 763 numbers and either spoofing the caller ID to show "ssi" or claiming to be from the Social Security Administration. They will state they need to "update" your or a family member's SSI information or that you have a "new amount" coming. Their goal is to trick you into giving them your Social Security number (SSID) or other private details.
The Social Security Administration will never call you to ask for your Social Security number, threaten you, or demand an immediate payment. They primarily communicate through postal mail for official business.
"Called saying she needed a call back to update my daughter’s ssi info. The call back number was 1-866-661-0027 Ext. 31536"
This tactic involves a caller who knows your name and claims to be calling about a "private matter" or from "investors service." They refuse to give any details until you first verify your address or other personal information. This is a phishing attempt to confirm your data, which can then be sold to other scammers or used for identity theft.
Legitimate businesses and financial institutions will identify themselves and the reason for their call upfront. Refusing to provide this information until you give up your own personal data is a classic scammer tactic.
"I got a call at my place of business. Wanting to verify my address. No one has this number for me other than the school. They wouldn’t tell me what for till I verify my address. I wouldn’t. Then they wanted me to give a better number. It is obviously a scam."
Frequently Asked Questions about Area Code 201 Scams and Spam Calls
No, area code 763 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in Minnesota, United States. Area code 763 is a general purpose code that has been in service since February 27, 2000.
Most common 763 scam types are:
You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near Minnesota, or have a 763 phone number yourself, scammers know you're more likely to answer what appears to be a local call.
Calling back to unknown spam number may incur premium charges or at least confirm your phone number is active and lead to more spam and scam calls.
There are three main ways to reduce spam calls:
It's definitely possible to block all specific area code phone numbers. However, we do not recommend this option because it would also prevent friends, family, doctors, and legitimate businesses from reaching you.
Other Minnesota area codes where scam and spam calls are regularly reported: