Area Code 651 Scams and Spam Calls

St. Paul's 651 area code is dealing with suspicious property purchase offers and health insurance impersonators. Scammers try to buy your land for low prices or steal medical data by posing as United Healthcare.

Look up any suspicious number using our scam and spam phone number lookup database. It includes over 29 million Do Not Call and robocall complaints reported to the Federal Trade Commission.

Minnesota Phone Number Lookups

Most Common Area Code 651 Scams

Getting calls from 651 area code and wonder if it's a scam? You're not alone. Scammers frequently spoof Minnesota (St. Paul, Eagan, Woodbury) phone numbers to trick you into answering. Here are the most common area code 651 scams based on user comments:

The "Rich & His Partner" Property Purchase Scam

Residents in the 651 area code are being flooded with robocalls and texts from individuals, often named "Rich," "Aubrey," or "Ray," claiming they saw your property online and want to buy it. These callers make unsolicited, vague cash offers, promising to pay all closing costs "and stuff" to pressure you into a quick sale.

Warning Signs

  • Callers identify themselves as "Rich and his partner" or "Aubrey."
  • They make a generic offer for "your property" without mentioning your address or name.
  • The call may come from a spoofed number (e.g., showing as from Singapore or San Diego) with a Minnesota callback number.
  • They promise a cash offer and to cover all closing costs.

Protect Yourself

  • Do not confirm you own any property to an unsolicited caller.
  • Block the numbers they call from, although they frequently change.
  • Report the calls to the National Do Not Call Registry.
  • Check suspicious numbers on a reverse lookup service like ThisNumber.com.

Legitimate real estate investors do not operate this way. They typically use licensed realtors, send official mail with specific details, and will not pressure you over the phone with a vague, unsolicited call from a spoofed number.

Real Victim Quote

"I am a police detective and Rich called me on my work cell. Obviously, if he had been 'looking online' he would see 'my home' is a government building..."

United Healthcare (UHC) Impersonation Scam

Scammers are spoofing calls to look like they're from United Healthcare, sometimes even knowing your employer's name or recent medical procedures. They often claim to be part of a "registered nurse team" calling about benefits available through your employer, then attempt to get you to "verify" personal information like your date of birth.

Warning Signs

  • Caller claims to be from the "registered nurse team from United Healthcare."
  • They know your name and the company where you work.
  • They ask you to provide personal information to "verify" your identity over the phone.
  • The caller has a heavy foreign accent inconsistent with a local UHC representative.

Protect Yourself

  • Never give personal information to an unsolicited caller.
  • Hang up and call the official number on the back of your insurance card to verify the call.
  • Be wary of anyone who already has some of your information and asks you to "confirm" it.

While UHC may have outreach programs, they will not call you unexpectedly and demand personal information like your date of birth or Social Security number to discuss benefits. Always initiate contact yourself using the official number on your card.

Real Victim Quote

"Call purporting from UHC about a registered nurse program - knew my employer name, my name, my email address. I thought it was legit stupidly."

Social Security Administration (SSA) Scam

This scam involves robocalls claiming your Social Security Number (SSN) has been compromised, used in a crime (often in Texas), or is about to be disabled or frozen. The recording threatens legal action or jail time and urges you to press 1 to speak with an "agent" to resolve the issue, with the goal of stealing your SSN and personal data.

Warning Signs

  • An automated message claims your SSN has been used in Texas.
  • The caller threatens to freeze or disable your SSN.
  • You are told to press 1 to connect with an agent to avoid legal action.
  • The call asks you to provide your SSN to "verify" it.

Protect Yourself

  • Hang up immediately. Do not press any numbers.
  • Never provide your SSN or any part of it over the phone to an unsolicited caller.
  • Report the scam call to the Social Security Administration's Office of the Inspector General.

The Social Security Administration will never call you to threaten you or tell you that your SSN has been suspended. They primarily communicate via official U.S. mail and will not ask for personal details in an unsolicited phone call.

Real Victim Quote

"Called me and told me that my ss was used in Texas. Called the number back and they ask for ss number. Told her she was scamming people she started telling at me."

This aggressive scam involves threatening calls stating a "case is being prepared for submission against you" or that a legal complaint has been filed. Callers, sometimes identifying a fake company like "CPS" or "Client Services," will try to bully you into providing personal information or making a payment on a non-existent debt, often threatening to serve you papers at home or work.

Warning Signs

  • A robocall mentions a "case being prepared for submission against you."
  • The caller is aggressive and refuses to provide their company's name or address.
  • They threaten to verify your employment and address for "the purposes of locating" you.
  • They claim you owe money on a very old or unfamiliar account.

Protect Yourself

  • Do not confirm any personal information.
  • Demand they provide a validation notice in writing via U.S. mail, as required by law.
  • Contact the original creditor if you believe a debt might be real.
  • Never make a payment to someone who calls and threatens you.

Official process servers and debt collectors do not operate this way. You will be served legal papers in person or notified of legitimate debts via official mail, not through a series of harassing, vague robocalls.

Real Victim Quote

"This call is from client services, we're calling regarding a case that's being prepared for submission against you. Our next step with this is an address and employment verification for the purposes of locating you."

Extended Auto Warranty Scam

This is a high-volume robocall campaign about an expiring or lapsed auto warranty, even if you don't own the vehicle in question or have never had a warranty. Callers, sometimes named "Monica," create false urgency by stating it's your "final call" or "last chance" to extend your warranty before your file is closed, trying to pressure you into buying a worthless or overpriced service plan.

Warning Signs

  • The call begins with a recorded message about your car's extended warranty.
  • The caller states this is your "final notice" or "last chance."
  • They don't know the make or model of your vehicle.
  • Pressuring you to make a payment over the phone to "reinstate" coverage.

Protect Yourself

  • Hang up. Do not press any buttons to be "removed from the list," as this just confirms your number is active.
  • Never give payment information over the phone for an unsolicited service.
  • Block the number, but be aware they will call back from a different one.

Legitimate companies do not rely on illegal robocalls to sell warranties. These calls are from unrelated, often fraudulent third-party sellers, not your car's manufacturer or dealership.

Real Victim Quote

"Calls several times a day. Does not leave message, but if I answer, it's a pre-recorded voice telling me that my 'auto warranty has lapsed, and they can take payment over phone to reinstate.' I have never had an auto warranty."

Creepy Salon Harassment Calls

A man is serially calling hair salons across the 651 area code and the country with inappropriate, fetishistic questions. He often asks for a "femme type" haircut, wants stylists to describe in detail what they would do to his hair, and may offer a large tip to leave a voicemail for his "wife" describing the haircut. This is a form of harassment intended to waste time and make employees uncomfortable.

Warning Signs

  • A male caller asks for a "take charge" stylist or for a "femme type" haircut.
  • He asks stylists to describe in detail what they would do to his or his wife's hair.
  • He asks if the stylist gets a "thrill" from cutting hair.
  • Offers a large tip ($30, $40, or $50) to leave a voicemail for his wife or to send the cut hair to her.

Protect Yourself

  • Train staff to recognize the script and hang up immediately.
  • Do not engage the caller or answer his questions.
  • Block the phone number.
  • Report the incident to local law enforcement as a harassing call.

This is not a legitimate client. This individual is making these calls for his own gratification and is a serial harasser targeting salons. Your business's safety and your staff's comfort are the priority.

Real Victim Quote

"Called salon in CO and asked inappropriate questions, asking what we are wearing, asking how we wear out hair, and asked us to put hair in his mouth and drop it on his lap."

Frequently Asked Questions about Area Code 201 Scams and Spam Calls

Is area code 651 a scam?

No, area code 651 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in Minnesota, United States. Area code 651 is a general purpose code that has been in service since July 12, 1998.

What are the most common area code 651 scams?

Most common 651 scam types are:

Why do I get spam calls from area code 651?

You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near Minnesota, or have a 651 phone number yourself, scammers know you're more likely to answer what appears to be a local call.

What happens if I call back a spam number?

Calling back to unknown spam number may incur premium charges or at least confirm your phone number is active and lead to more spam and scam calls.

How to stop spam calls from the same area code?

There are three main ways to reduce spam calls:

  1. The Do Not Call Registry: Register your number at donotcall.gov
  2. Carrier Tools: Contact your phone carrier about their spam blocking solutions
  3. Third-Party Apps: Install spam call blocking apps that identify and filter scam numbers

Can I block all calls from a specific area code?

It's definitely possible to block all specific area code phone numbers. However, we do not recommend this option because it would also prevent friends, family, doctors, and legitimate businesses from reaching you.

Scams and Spam in Other Minnesota Area Codes

Other Minnesota area codes where scam and spam calls are regularly reported: