Tennessee residents with 931 numbers face constant car warranty calls and Social Security phishing. Callers try to sell you worthless service contracts or steal your government ID number.
Scam & Spam Phone Number Lookup:
Our database contains over 25 million Do Not Call and robocall complaints reported to the FTC.
A recorded voice, sometimes named "Christy," calls about your car's extended warranty and insists it is your "final notification" about an expiring warranty. They target vehicles that are 12 or even 25 years old, cars you sold years ago, and any vehicle they know nothing about. When you ask to be removed from their list, callers get a "smart ass attitude" or hang up on you. They use your interest to confirm your phone number is active and sell it to other scammers. Real warranty companies do not use illegal robocalls. They show up with paperwork, not threats.
"Robo call says my car warranty is about to expire. they're a little late. My car is 25 years old."
Callers using local 931 numbers with "SSI" showing on caller ID claim there is a problem with your Social Security account, sometimes using names like "Kevin" despite having foreign accents. They ask if you've applied for disability benefits to start a conversation and may call late in the evening at 8 PM, outside official government hours. They use any information you give them to steal your identity and file fraudulent benefit claims. The Social Security Administration does not make unexpected calls. They send mail.
"It says SSI on the caller ID I'm concerned it's a scam targeting people with disabilities."
Callers threaten to visit your place of residence and work, claim you are under "investigation," and mention "wage garnishment threats" or a "complaint notice filed to your attention." They use names like "Jane Martin" to sound official and may reference your previous last name to seem like they have old records. They use any payment you make to drain your bank account and steal more personal information. Real process servers do not call first. They show up.
"Got a robo call from 931-572-5276 for someone else. They left a message threatening to visit their place of residence and work."
Scammers send texts and make robocalls about "new federal student loan repayment options," targeting everyone including Tennessee residents who have never had a student loan. Texts use fake names like "Judy" and include reference numbers like "Ref#60704" to appear legitimate, while callers promise immediate loan forgiveness. They use any upfront fees you pay to steal your money and never provide the promised help. Federal student loan help is always free. You never pay upfront fees.
"Sent a text message saying 'This is Judy, Sorry if you're a bit busy! Theres been changes to your Federal Student Loan Repayment Options! Call +19492294414 with your Ref#60704! Thnx!' I called my loan management group and they said to report it."
A robocall or email pretends to be from "Geek Squad" and falsely notifies you that your checking account is being charged "$399" for an "auto renewal subscription" for antivirus software, or sends fake receipts for expensive items like a "Microsoft Surface Pro for $3799." They urge you to call a specific number immediately to cancel the charge and get a refund. When you call, they steal your credit card information and banking details to drain your accounts. Real companies do not use threatening robocalls about charges. They send official emails you can verify by logging into your actual account.
"Dear geek squad customer this is a notification call to inform you that your checking account which is on our file is successfully charged $399 for antivirus subscription on your computer for another one year and this is an auto renewal subscription from geek squad..."
Text messages appear to be from Amazon, FedEx, or Netflix claiming a package has shipped and asking you to "confirm delivery time," or stating your Netflix payment has failed. The messages include suspicious links with strange addresses like "mny.to.start" that are not the company's official website. When you click the link, they steal your login credentials, credit card information, and personal details to empty your accounts and steal your identity. Major companies send official notifications through their apps and websites, not random text links.
"Got a text claiming to be Amazon stating my order had shipped. Click a link to confirm delivery time. Of course I didn't click the link."
Area Code 931 phone numbers reported as unwanted calls to the FTC in the last 30 days.
(931) 297-7199
Calls pretending to be government, businesses, or family and friends
2 reports ·
(931) 655-5340
Reducing your debt (credit cards, mortgage, student loans)
2 reports ·
(931) 299-9102
Reducing your debt (credit cards, mortgage, student loans)
2 reports ·
(931) 478-5514
No Subject Provided
2 reports ·
(931) 638-8721
Other
2 reports ·
(931) 215-9491
Reducing your debt (credit cards, mortgage, student loans)
2 reports ·
(931) 903-0846
Reducing your debt (credit cards, mortgage, student loans)
2 reports ·
(931) 949-4067
No Subject Provided
2 reports ·
(931) 643-4264
Other
2 reports ·
(931) 285-2724
Other
2 reports ·
No, area code 931 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in Tennessee, United States. Area code 931 is a general purpose code that has been in service since September 15, 1997.
You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near Tennessee (Clarksville, Columbia, Cookeville), or have a 931 phone number yourself, scammers know you're more likely to answer what appears to be a local call.
Other Tennessee area codes where scam and spam calls are regularly reported: