The 660 area code is being used for IRS legal threats and student loan forgiveness scams. Fraudsters claim they can erase your student debt or that you owe back taxes to steal your money.
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Scammers claiming to be from the Social Security Administration or IRS are calling Missouri residents with threatening voicemails. They allege fraudulent activity on your Social Security Number, sometimes mentioning a fake case involving "the Southern Border of Texas," and demand you call back immediately to avoid "legal proceedings" or "enforcement actions filed on your social security number." They use your Social Security Number to open credit accounts and commit identity fraud. The real Social Security Administration and IRS never call you to threaten legal action. Official communication comes through U.S. Mail.
"Enforcement actions filed on your social security number for fraudulent activities call us back before we begin legal proceedings. (very threatening voice message can somebody do something about this slime)"
Callers identifying as "Brenda" from "Student Loan Service" contact people about "Federal Student Loan Forgiveness programs," even if you never had a student loan. They cannot provide company details and push for your personal information to commit identity fraud. For legitimate student loan information, go directly to StudentAid.gov. Official student loan servicers never cold-call you with special offers. They communicate through secure online portals or official mail.
"Brenda calling from Student Loan Service about Federal Student Loan Forgiveness programs available.Have not signed up for anything ! Nope, Don't fall for it, SCAM and Current Student Loan is on Forbearance 949-688-7772."
Scammers use alarming but vague language about a "matter that was issued with our processing department for final recommendation" and insist you speak with a "live representative" about a mysterious "file." Some callers identifying as "Amber from a collection department" hang up when questioned, while others illegally threaten to "send the police to my house" or take all your property. They use intimidation to extract money or personal information for identity theft. Real debt collectors cannot threaten you with arrest or police visits. It is illegal for them to use intimidation tactics.
"Threat me that they would come and take everything i owned or send the police to my house"
Scammers conduct fake "supplemental plan surveys" or push unnecessary "MEDICAL BRACES" through unsolicited calls about Medicare. They ask for your name, address, or Medicare number to commit Medicare fraud and bill for equipment you never received. If you have questions about your coverage, call Medicare directly at 1-800-MEDICARE. Medicare will not call you to sell products or plans. Representatives only call if you are already a plan member who gave explicit permission for phone contact.
"MEDICARE FRAUD MEDICAL BRACES"
A caller, sometimes a male named "Michael," immediately claims he is on a "secured line" and asks "Can you hear me okay?" The line goes dead right after you respond. They record your "Yes" response to use as a voice signature authorizing fraudulent charges on your accounts. No legitimate business needs to record you saying "yes" at the start of a call. This tactic creates fraudulent voice authorization.
"When I answered this call, a male said 'This is Michael on a secured line. Can you hear me okay?' I said Yes and they disconnected. Now I'm thinking that I heard about a scam where you should never say yes. Crap."
A scammer identifying herself as "Ashley" cold-calls people in the 660 area code offering "a low interest rate to help fund your business up to 1 million dollars" without any application process. They gather your sensitive business and personal financial information to commit identity theft and business fraud. Legitimate lenders never cold-call potential clients with million-dollar loan offers. The business loan application process is always initiated by the business owner.
"Hi this is Ashley And we can give you a low interest rate to help fund your business up to 1 million dollars"
No, area code 660 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in Missouri, United States. Area code 660 is a general purpose code that has been in service since October 12, 1997.
You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near Missouri (Sedalia, Warrensburg, Kirksville), or have a 660 phone number yourself, scammers know you're more likely to answer what appears to be a local call.
Other Missouri area codes where scam and spam calls are regularly reported: