Tennessee residents with 931 numbers face constant car warranty calls and Social Security phishing. Callers try to sell you worthless service contracts or steal your government ID number.
Look up any suspicious number using our scam and spam phone number lookup database. It includes over 29 million Do Not Call and robocall complaints reported to the Federal Trade Commission.
Getting calls from 931 area code and wonder if it's a scam? You're not alone. Scammers frequently spoof Tennessee (Clarksville, Columbia, Cookeville) phone numbers to trick you into answering. Here are the most common area code 931 scams based on user comments:
Residents in the 931 area code are being bombarded with robocalls about their car's extended warranty. The automated message often claims it is the "last notification" to create urgency, even for vehicles that are 12 or even 25 years old. Callers can become extremely rude or simply hang up when questioned.
Legitimate companies do not use illegal robocalls to solicit business. They would not need to aggressively sell a warranty for a car they know nothing about, especially one that is decades old.
"Robo call says my car warranty is about to expire. they're a little late. My car is 25 years old."
Scammers are calling from local 931 numbers, often with "SSI" showing on the caller ID, to trick you into giving up personal information. They may falsely claim your Social Security number has been "jeopardized" or ask if you recently applied for disability to get you to confirm your identity.
The Social Security Administration primarily communicates through U.S. Mail. They will never call to threaten you or ask for personal information unless you have already scheduled an appointment with them.
"It says SSI on the caller ID I'm concerned it's a scam targeting people with disabilities."
This aggressive scam involves calls and voicemails threatening legal action, wage garnishment, or even showing up at your home or workplace. They often use vague terms like a "complaint notice" filed against you and may use names like "Jane Martin" to sound official and scare you into paying a non-existent debt.
Real process servers do not call ahead to warn you; they just show up. Legitimate debt collectors cannot threaten to have you arrested and must provide proof of the debt in writing upon request.
"Got a robo call from 931-572-5276 for someone else. They left a message threatening to visit their place of residence and work."
Scammers are sending texts and making robocalls about "new federal student loan repayment options." These calls and messages target everyone, including Tennessee residents who have never had a student loan. Texts often use a fake name like "Judy" and include a reference number to appear legitimate.
You never have to pay for help with your federal student loans. All official information, applications, and repayment options are available for free directly from the Department of Education or your official loan servicer.
"Sent a text message saying 'This is Judy, Sorry if you're a bit busy! Theres been changes to your Federal Student Loan Repayment Options! Call +19492294414 with your Ref#60704! Thnx!' I called my loan management group and they said to report it."
This scam involves a robocall or email pretending to be from "Geek Squad." It falsely notifies you that your checking account is being charged, often for "$399," for an "auto renewal subscription" for antivirus software. Their goal is to panic you into calling their fraudulent number to "cancel," where they will then attempt to steal your credit card information.
Legitimate companies like Geek Squad do not use threatening robocalls to notify you of a charge. Official renewal notices come via email, and you can always verify them by logging into your account on the company's real website.
"Dear geek squad customer this is a notification call to inform you that your checking account which is on our file is successfully charged $399 for antivirus subscription on your computer for another one year and this is an auto renewal subscription from geek squad..."
Scammers are sending text messages that appear to be from well-known companies like Amazon, FedEx, or Netflix. These texts might claim a package has shipped and ask you to "confirm delivery time" or state your Netflix payment has failed. The message always includes a suspicious link designed to steal your personal and financial information when you click it.
Major companies like Amazon and FedEx will not send you texts with strange links to confirm personal details. All official tracking information and account updates are handled securely within their official websites and mobile apps.
"Got a text claiming to be Amazon stating my order had shipped. Click a link to confirm delivery time. Of course I didn't click the link."
Frequently Asked Questions about Area Code 201 Scams and Spam Calls
No, area code 931 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in Tennessee, United States. Area code 931 is a general purpose code that has been in service since September 15, 1997.
Most common 931 scam types are:
You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near Tennessee, or have a 931 phone number yourself, scammers know you're more likely to answer what appears to be a local call.
Calling back to unknown spam number may incur premium charges or at least confirm your phone number is active and lead to more spam and scam calls.
There are three main ways to reduce spam calls:
It's definitely possible to block all specific area code phone numbers. However, we do not recommend this option because it would also prevent friends, family, doctors, and legitimate businesses from reaching you.
Other Tennessee area codes where scam and spam calls are regularly reported: