The 904 area code is frequently used for aggressive debt collection calls and car warranty robocalls. Scammers harass you with constant ringing to get payment for debts you do not actually owe.
Look up any suspicious number using our scam and spam phone number lookup database. It includes over 29 million Do Not Call and robocall complaints reported to the Federal Trade Commission.
Getting calls from 904 area code and wonder if it's a scam? You're not alone. Scammers frequently spoof Florida (Jacksonville, Lakeside, Fruit Cove) phone numbers to trick you into answering. Here are the most common area code 904 scams based on user comments:
Scammers from 904 numbers are calling Jacksonville residents with aggressive threats about fake legal cases. They claim a "civil complaint" has been filed against you, threaten to serve papers at your home or work, and demand immediate payment for old, often non-existent payday loans from as far back as 2013. Some even threaten to garnish wages or withhold your stimulus check to create panic.
Legitimate process servers do not call ahead to warn you; they just show up. Furthermore, the Fair Debt Collection Practices Act requires debt collectors to send you a written validation notice within five days of their first contact with you.
"Person called from this number acting as if they were an officer of the law. They threatened me with arrest unless I called an 866 number. Upon calling that number, I was directed to use either debit or credit card to pay an already resolved debt. I refused, so was threatened again with arrest."
Jacksonville drivers are being bombarded with robocalls about their vehicle's "expiring factory warranty." These calls are from aggressive third-party sellers trying to pressure you into buying overpriced and often useless service contracts. Callers may become rude, calling you a "Dummy" or a "F'ing dick," and will continue calling from different 904 numbers even after you've blocked them.
Your vehicle's manufacturer will not use robocalls to try and sell you an extended warranty. These calls are from unrelated companies hoping to scare you into making a purchase.
"Yup! Been getting a bunch of calls from 904 297-0686, I'll give you one chance to guess what for..... To extend your car's warranty!!!! Ding! Ding! Ding!!"
A frightening automated call is making the rounds in the 904 area, claiming to be from the Social Security Administration. The recording warns that your Social Security Number (SSN) has been "suspended" due to fraudulent activity and that an arrest warrant has been issued. You are then instructed to press 1 to speak with an "officer" to avoid legal consequences.
The Social Security Administration (SSA) does not suspend SSNs, nor do they call to threaten you with arrest. The SSA will almost always initiate contact through official U.S. Mail, not a scary robocall.
"Said there is an arrest warrant issued for me for fraudulent activity on my social security account."
Callers are falsely claiming to represent local Jacksonville charities like the "Fraternal Order of Police," "Jacksonville Association of Firefighters," or the "Police Athletic League." They solicit donations for causes like "Camp Amigo" or helping children at Wolfson, but become very rude and aggressive if you hesitate or decline to give your payment information over the phone.
Legitimate charities do fundraise by phone, but they will not use high-pressure tactics, insults, or refuse to send information by mail. Aggressive behavior is a clear sign of a scam.
"Said they were collecting money for a firefighter charity. When I told them I don't do donations or give out my address over the phone, they said 'Oh I see, just ducking and dodging'. Wow, super obvious scammer."
Seniors in the 904 area are being targeted by callers pretending to be from Medicare, Florida Blue, or a "pharmacy service." These scammers, often with heavy foreign accents, will try to get your Medicare number by offering "free" items like back braces or pain creams that you never ordered. They then use your information to fraudulently bill Medicare, sometimes sending you unwanted products.
Official Medicare representatives will never call you to sell you products or ask for your personal information unless you have given them permission in advance. Offers of "free" equipment are a well-known tactic to commit Medicare fraud.
"They keep sending us back braces that we didn't order and billing my Medicare insurance for it. They call at least once a day. When I tell them to stop calling they tell me they have to because they are Medicare. They are not Medicare."
Homeowners are receiving a barrage of unwanted calls and texts from individuals using names like "Marco," "Don," or "Jason Palmer" who claim to be investors wanting to buy your property for cash. These callers often know your name and address and are extremely persistent, continuing to call even after being asked to stop.
While some real estate investors do make cash offers, reputable professionals do not typically rely on harassing, high-volume, unsolicited robocalls and text messages to find clients.
"No. Hey, this is Marco. And I know this call is a little out of the blue me calling here, but I'm actually reaching out to homeowners in your area and seeing if you or anyone, you know, might be interested in selling their house."
This scam uses a robocall to create panic, claiming a large fraudulent purchase has been made on your account. Reports from the 904 area mention fake orders for an "Apple MacBook Pro" for $1,499 or an "iPhone." The message urgently instructs you to "press 1" to speak with a representative and cancel the order, which connects you directly to a scammer aiming to steal your account or financial info.
Amazon and Apple will never call you to confirm an order or ask for your personal information to cancel one. All security alerts and order confirmations are handled securely within your online account and via official emails.
"I received a call from this number to authorize a payment of $1,499 for an order for an Apple MacBook Pro. I did not authorize this - I have no knowledge of this order... This is a fraudulent attempt to accesss my Amazon account!"
Frequently Asked Questions about Area Code 201 Scams and Spam Calls
No, area code 904 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in Florida, United States. Area code 904 is a general purpose code that has been in service since July 11, 1965.
Most common 904 scam types are:
You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near Florida, or have a 904 phone number yourself, scammers know you're more likely to answer what appears to be a local call.
Calling back to unknown spam number may incur premium charges or at least confirm your phone number is active and lead to more spam and scam calls.
There are three main ways to reduce spam calls:
It's definitely possible to block all specific area code phone numbers. However, we do not recommend this option because it would also prevent friends, family, doctors, and legitimate businesses from reaching you.
Other Florida area codes where scam and spam calls are regularly reported: