Area Code 872 Scams and Spam Calls

The 872 area code is heavily used for Social Security threats and IRS tax fraud scams. Callers claim you owe back taxes or your number is linked to a crime to get your money.

Look up any suspicious number using our scam and spam phone number lookup database. It includes over 29 million Do Not Call and robocall complaints reported to the Federal Trade Commission.

Illinois Phone Number Lookups

Most Common Area Code 872 Scams

Getting calls from 872 area code and wonder if it's a scam? You're not alone. Scammers frequently spoof Illinois (Chicago) phone numbers to trick you into answering. Here are the most common area code 872 scams based on user comments:

Social Security Number Threat Scam

This is an aggressive robocall campaign targeting Chicago residents. An automated message claims there is fraudulent activity linked to your Social Security Number and threatens you with an arrest warrant or lawsuit if you don't "press 1" to speak with an "officer" immediately. Their goal is to scare you into providing personal information.

Warning Signs

  • A pre-recorded voice threatens to "issue an arrest warrant under your name."
  • The message claims your SSN will be suspended due to suspicious activity.
  • You are instructed to press 1 to avoid legal action.

Protect Yourself

  • Hang up immediately. Do not press any numbers.
  • Never provide your SSN or other private information to an unsolicited caller.
  • Report the scam to the Social Security Administration's Office of the Inspector General (OIG).
  • Check the number on ThisNumber.com to see what others are reporting.

The Social Security Administration will never call to threaten you, demand payment, or suspend your number. They initiate most contact through official U.S. mail.

Real Victim Quote

"Call back and verify your Social Security number....If we don't hear a call from you will will issue an arrest warant under your name..."

IRS Tax Fraud Arrest Scam

Scammers leave automated voicemails claiming to be from the IRS or a "Magistrate." They will provide a fake case number and state that a tax lien has been filed against you, warning that ignoring the call will result in your arrest for tax fraud. Callers who answer the phone often have strong Indian accents and identify themselves as the IRS.

Warning Signs

  • The message warns that ignoring the call "will result in my arrest."
  • They provide a fake "case number" to appear legitimate.
  • If you call back, they may ask for money to remove you from their call list.

Protect Yourself

  • Do not call the number back or engage with the scammer.
  • Never make a payment over the phone to someone claiming to be from the IRS.
  • Report the call to the Treasury Inspector General for Tax Administration (TIGTA).

The IRS's first contact with you will always be a letter in the mail, not a threatening phone call or voicemail. They do not demand immediate payment over the phone for taxes.

Real Victim Quote

"I was given a court case number and told that ignoring the message would result in tax fraud or a federal felony."

Fake Computer Service Subscription Scam

Chicago residents are receiving robocalls that your "computer services" subscription is about to renew. The message warns that your account will be "auto debited with $299.99" unless you call back to cancel the subscription and claim your refund. This is a ploy to get you on the phone, gain remote access to your computer, and steal your financial information.

Warning Signs

  • A specific charge of "$299.99" for a service you never subscribed to.
  • An urgent warning that your account will be "auto debited."
  • If you call, they may claim to be from Microsoft and say they need to "unlock" your computer.

Protect Yourself

  • Ignore the call and delete the message. This is a fake charge for a non-existent service.
  • Never allow an unsolicited caller to gain remote access to your computer.
  • Check your bank accounts for any unauthorized charges.

Legitimate tech companies like Microsoft do not make unsolicited calls about subscription charges and will never ask for remote access to your device to process a refund. This is a well-known tactic to install malware.

Real Victim Quote

"I have been getting 15 to 20 of these calls per week. It's a robocall and it tells me that they want to refund my $299.99 and if I do not call the #, they will debit my account $299.99. I have blocked the # but they call from a different # and so on. I HATE IT!!!"

Bank Phishing & Card "Lock" Text Scam

This scam targets you via text message. You'll receive a fraudulent text claiming that your debit or credit card from a bank like "ChaseBank" or "Regions Bank" has been "locked." To trick you into revealing your account details, the message instructs you to call an 872 number immediately.

Warning Signs

  • An unsolicited text message that your bank card is "locked."
  • The message names a specific, well-known bank.
  • It directs you to call an unfamiliar 872 phone number instead of the official one on your card.

Protect Yourself

  • Do not call the number or click any links in the text.
  • Delete the fraudulent message immediately.
  • If you are concerned, contact your bank using the official number on the back of your card.

Your bank will never send a text message asking you to call a new, unknown number to unlock your account. All legitimate communications will direct you to their secure website or the official number printed on your card.

Real Victim Quote

"Received message from ChaseBank Mobile App about a card lock and to call 872-777-8027. Scam. Blocked."

Aggressive Vehicle Warranty Scam

These are relentless robocalls and live calls about extending your car's warranty. Scammers call repeatedly, often from different 872 numbers, trying to sell you an "imaginary" or unnecessary service contract. They will continue to call even after you ask them to stop.

Warning Signs

  • The call is about extending your car's warranty, often without knowing your vehicle's make or model.
  • They call multiple times a day from slightly different numbers.
  • The call starts with a recorded message before transferring you to a live agent.

Protect Yourself

  • Simply hang up. Do not press any buttons or speak to an agent.
  • Block the number, though be aware they may use a new one next time.
  • Add your phone number to the National Do Not Call Registry at donotcall.gov.

These calls are almost never from your actual car manufacturer or dealership. They are from third-party sellers using high-pressure tactics to sell expensive, and often worthless, service plans.

Real Victim Quote

"Robot caller trying to get imaginary car insurance or warranty renewed."

Fake Loan Approval Scam

Callers, sometimes identifying as "Alex" from "Lending Club," will claim you are pre-approved for a loan you never applied for. To proceed, they will demand sensitive information like your online banking login details or full credit card numbers, which they use to drain your accounts.

Warning Signs

  • An unsolicited call claims you are "pre-approved" for a loan.
  • The caller asks for your bank login information or credit card numbers.
  • There are multiple voices in the background, suggesting a busy call center.

Protect Yourself

  • Never give your online banking password or full credit card number to anyone over the phone.
  • Hang up and block the number immediately.
  • If you need a loan, contact a reputable lender directly through their official website.

Legitimate financial institutions will never ask for your banking password or other login credentials over the phone to process a loan application. This is a clear sign of fraud.

Real Victim Quote

"Got a call stating I was approved for a loan from lending club. Called back and they asked for sign on information for my bank. This they didn't need and I told them. They said i couldnt get loan then. This is a spam"

Fraudulent Police Charity Solicitations

Scammers are calling on behalf of fake law enforcement charities like the "Police Alliance" or "FOP" to solicit donations. These callers can become extremely rude or hostile if you question their legitimacy or ask to be removed from their call list.

Warning Signs

  • The caller claims to be raising money for a police organization.
  • They become rude or refuse to provide the name of their company when asked.
  • You may recognize the same caller's voice from previous calls using different numbers.

Protect Yourself

  • Never donate over the phone to an unsolicited caller.
  • Ask for the charity's name and look them up independently on sites like Charity Navigator.
  • If you want to support local law enforcement, contact your local police department directly to ask about official donation methods.

While some police organizations do fundraise, many of these calls are from for-profit telemarketers who keep a large portion of the donation, or they are outright scams. Legitimate charities will not use hostile tactics.

Real Victim Quote

"Someone claiming to be raising money for FOP or some other Law Enforcement Organization. Won't provide name of company, extremely rude when you ask them not to call again."

Frequently Asked Questions about Area Code 201 Scams and Spam Calls

Is area code 872 a scam?

No, area code 872 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in Illinois, United States. Area code 872 is a general purpose code that has been in service since November 7, 2009.

What are the most common area code 872 scams?

Most common 872 scam types are:

Why do I get spam calls from area code 872?

You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near Illinois, or have a 872 phone number yourself, scammers know you're more likely to answer what appears to be a local call.

What happens if I call back a spam number?

Calling back to unknown spam number may incur premium charges or at least confirm your phone number is active and lead to more spam and scam calls.

How to stop spam calls from the same area code?

There are three main ways to reduce spam calls:

  1. The Do Not Call Registry: Register your number at donotcall.gov
  2. Carrier Tools: Contact your phone carrier about their spam blocking solutions
  3. Third-Party Apps: Install spam call blocking apps that identify and filter scam numbers

Can I block all calls from a specific area code?

It's definitely possible to block all specific area code phone numbers. However, we do not recommend this option because it would also prevent friends, family, doctors, and legitimate businesses from reaching you.

Scams and Spam in Other Illinois Area Codes

Other Illinois area codes where scam and spam calls are regularly reported: