Area Code 773 Scams and Spam Calls

Chicago's 773 area code is a hotspot for fake government arrest warrants and bogus lawsuit threats. Criminals pose as police or the IRS to demand payment to keep you out of jail.

Look up any suspicious number using our scam and spam phone number lookup database. It includes over 29 million Do Not Call and robocall complaints reported to the Federal Trade Commission.

Illinois Phone Number Lookups

Most Common Area Code 773 Scams

Getting calls from 773 area code and wonder if it's a scam? You're not alone. Scammers frequently spoof Illinois (Chicago) phone numbers to trick you into answering. Here are the most common area code 773 scams based on user comments:

Fake Government Arrest Warrants (IRS/SSA Scam)

Chicago residents are receiving automated calls claiming to be from the IRS or Social Security Administration. The robocall threatens you with immediate arrest for a "federal criminal offense" or claims your Social Security Number has been compromised. They pressure you to press 1 to speak with an "officer" or "agent" to avoid appearing before a "magistrate judge."

Warning Signs

  • A robocall threatening immediate arrest or legal action.
  • The message starts before your voicemail greeting finishes, cutting off the introduction.
  • Demands that you "press 1" to speak to someone to resolve the issue.
  • Mentions your Social Security Number was found with drugs or involved in illegal activities.

Protect Yourself

  • Hang up immediately. Do not press any numbers.
  • Block the phone number.
  • Report the scam call to the real Social Security Administration or IRS via their official websites.
  • Look up the number on ThisNumber.com to see reports from other users.

Government agencies like the IRS and SSA will never call you to threaten arrest or demand immediate payment. They initiate contact through official U.S. mail, not with aggressive robocalls.

Real Victim Quote

"message says avoiding this call will result in appearance before the magistrate judge or exempt jury for a federal criminal offense."

Bogus Lawsuit & Summons Threats

This scam involves a call, sometimes from a live person with a friendly voice, claiming a summons or civil lawsuit has been filed against you. They threaten to serve papers at your home or place of employment, sometimes saying a supervisor will need to sign as a witness. The goal is to embarrass and scare you into calling back a different number to pay a fake debt.

Warning Signs

  • A call warning you that you are about to be served with legal papers.
  • The caller mentions needing two forms of ID and a supervisor to act as a witness at your job.
  • They provide a different call-back number and a case number.
  • The caller is vague about the nature of the "complaint" against you.

Protect Yourself

  • Do not confirm any personal information, including your name or address.
  • Never provide payment over the phone based on a threat.
  • Contact your local court clerk directly if you are concerned about a real lawsuit.

Real process servers do not call ahead to warn you; their job is to surprise you. A phone call warning is a clear sign of a debt collection or extortion scam, not a legitimate legal process.

Real Victim Quote

"Male said he had a summons to serve me within 48 hours. If at work would need 2 forms of ID and a supervisor to sign as witness, probably for embarrassment factor."

Bank Impersonation Scam (Fifth Third Bank)

Scammers are spoofing phone numbers to appear as if they are calling from Fifth Third Bank, with some caller IDs even showing a misspelled "Fifth Thrd Bank." They will ask you to "verify" your identity by providing personal information like your address and date of birth to discuss an "urgent matter" with your account. The callers are often rude and evasive when questioned.

Warning Signs

  • Caller ID shows a misspelled version of the bank's name.
  • They ask you for your date of birth or full address to "verify" your account.
  • The caller refuses to explain the reason for the call until you provide personal info.
  • The caller is rude or pressures you when you hesitate.

Protect Yourself

  • Hang up. Never give personal information to someone who calls you unexpectedly.
  • Call your bank directly using the number on the back of your debit card or an official statement.
  • Report the scam call to your bank's fraud department.

Your bank already has your personal information. They will never call you and ask you to provide sensitive data like your date of birth or full address to verify who you are.

Real Victim Quote

"Fifth Third confirmed that this was a scam. They were trying to get information out of me to 'verify' my account and would not tell me the 'urgent' matter they had with my account until I gave them my information."

Microsoft Windows Tech Support Scam

This is a long-running scam where a robocall claims to be from Microsoft. The message states there is a problem with your computer or that your Microsoft Windows license is compromised. They warn that someone may be trying to steal your information and urge you to call them back immediately to prevent your computer from becoming "useless."

Warning Signs

  • An unsolicited call claiming your computer is infected or compromised.
  • The recording mentions "MS Windows" and threatens to destroy your credentials.
  • The call often comes very early in the morning (e.g., 6:00 AM or 7:00 AM).
  • They demand payment for a "service" to fix the non-existent problem.

Protect Yourself

  • Hang up immediately. Microsoft does not make unsolicited calls about computer problems.
  • Never give a stranger remote access to your computer.
  • Do not call back the number provided in the voicemail.

Microsoft will never proactively call you about a virus or security issue on your personal computer. These calls are always fraudulent attempts to gain access to your device or sell you useless software.

Real Victim Quote

"Answering machine recorded the last part of a robocall telling me to return the call, as MS Windows was going to destroy my credentials. Oh yikes! :)"

Fake Loan and Cash Advance Offers

Residents are receiving robocalls and voicemails from entities like "Cash Advance USA" falsely claiming they have been pre-approved for a loan up to $15,000. The messages often promise "no upfront fees," but if you call back, operators will eventually demand banking information or the last four digits of your Social Security number before hanging up or becoming aggressive.

Warning Signs

  • An unexpected robocall announcing you've been approved for a large loan.
  • The caller asks for your banking information or Social Security details over the phone.
  • When questioned about their legitimacy, the caller hangs up or uses a loud horn sound.
  • The operation uses many different 773 numbers to bypass call blockers.

Protect Yourself

  • Never provide financial or personal information to an unsolicited caller.
  • Be wary of any loan offer that you did not apply for.
  • Report the numbers to the Federal Trade Commission (FTC) at their website.

Legitimate lenders do not operate via unsolicited robocalls. Furthermore, they require a formal application process and will never pressure you for sensitive information over an initial phone call.

Real Victim Quote

"This call is from cash advance USA you have been approved for a loan up to $15000.00 no upfront fees no security deposit or processing charges so call us back on our Direct Line..."

Aggressive Vehicle Warranty Robocalls

This is a persistent telemarketing campaign involving robocalls about an expiring or expired car warranty. The calls are relentless, sometimes occurring multiple times a day from slightly different numbers. Even if you don't own a car or the car they mention was sold years ago, the calls continue. The goal is to sell you an expensive and often worthless extended service contract.

Warning Signs

  • An automated call about your "vehicle's extended warranty."
  • They call you even if you don't own a car or are on the Do Not Call list.
  • The calls persist from numerous different phone numbers.
  • They hang up on you if you tell them you know it's a scam.

Protect Yourself

  • Do not press any buttons, even to be removed from the list, as this confirms your number is active.
  • Hang up and block the number.
  • File a complaint with the National Do Not Call Registry.

These calls are not from your car manufacturer or dealer. They are from third-party telemarketers using public records to target you with high-pressure sales tactics for questionable service plans.

Real Victim Quote

"They keep calling about extending my warranty. I don't have a car."

Frequently Asked Questions about Area Code 201 Scams and Spam Calls

Is area code 773 a scam?

No, area code 773 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in Illinois, United States. Area code 773 is a general purpose code that has been in service since October 12, 1996.

What are the most common area code 773 scams?

Most common 773 scam types are:

Why do I get spam calls from area code 773?

You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near Illinois, or have a 773 phone number yourself, scammers know you're more likely to answer what appears to be a local call.

What happens if I call back a spam number?

Calling back to unknown spam number may incur premium charges or at least confirm your phone number is active and lead to more spam and scam calls.

How to stop spam calls from the same area code?

There are three main ways to reduce spam calls:

  1. The Do Not Call Registry: Register your number at donotcall.gov
  2. Carrier Tools: Contact your phone carrier about their spam blocking solutions
  3. Third-Party Apps: Install spam call blocking apps that identify and filter scam numbers

Can I block all calls from a specific area code?

It's definitely possible to block all specific area code phone numbers. However, we do not recommend this option because it would also prevent friends, family, doctors, and legitimate businesses from reaching you.

Scams and Spam in Other Illinois Area Codes

Other Illinois area codes where scam and spam calls are regularly reported: