The 732 area code is dealing with Social Security suspension threats and bogus county service calls. Callers use fear of legal action or utility shutoffs to demand immediate payment.
Look up any suspicious number using our scam and spam phone number lookup database. It includes over 29 million Do Not Call and robocall complaints reported to the Federal Trade Commission.
Getting calls from 732 area code and wonder if it's a scam? You're not alone. Scammers frequently spoof New Jersey (Toms River, New Brunswick, Lakewood) phone numbers to trick you into answering. Here are the most common area code 732 scams based on user comments:
Residents in the 732 area are receiving alarming robocalls claiming their Social Security Number (SSN) has been linked to "fraudulent activities." These scams threaten immediate suspension of your SSN and lawsuits if you don't call them back right away, with some even making threats of police coming to your house.
The Social Security Administration will never call to threaten you, suspend your number, or demand immediate payment. They primarily communicate through U.S. Mail and will not threaten you with arrest or legal action via a phone call.
"My husband just called back. SSN scam! Made threats of suspending his number, police coming to the house. Total fishing scam!!!"
This scam involves aggressive callers pretending to be from "County Services," a law office, or a "mediation company." They falsely claim a formal complaint has been filed against you and threaten to contact your HR department at work if you don't provide personal information or resolve the supposed matter immediately.
Legitimate process servers do not call ahead to warn you; they just show up. Real debt collectors are required by law to provide a written validation notice by mail after first contact and cannot legally threaten to disclose your debt to your employer.
"States they are calling about a filed complaint and if you don't call to update your contact information they will be forced to report to your HR department."
You've likely received these frequent, annoying robocalls about your car's extended warranty. The recording often claims it's a "final notice" to avoid a lapse in coverage, creating a false sense of urgency to get you to press 1 and speak with a high-pressure salesperson.
These calls are not from your car's manufacturer or dealer. They are from third-party companies selling service contracts that are often overpriced, full of exclusions, and may not cover needed repairs.
"Received call from 732-538-3518, it was a prerecorded message about my Auto warranty expiring, but I don't have a car. SPAM CALL!"
This is a particularly disturbing and dangerous scam targeting New Jersey real estate agents. A male caller, often late at night, speaks in a low, muffled, and breathy voice, asking to meet to see houses. He is evasive about specifics and his creepy behavior is intended to harass and intimidate, posing a serious personal safety risk.
This is not a legitimate buyer. The caller's behavior is predatory and designed to cause fear. Legitimate clients will respect business hours and communicate professionally.
"Creepy, breathing heavy while speaking but not coherent. Said he wants me to call back so we can get started. Scared my whole family when I put him on speaker phone!"
Scammers are impersonating local New Jersey utility companies like PSE&G and Jersey Central Power and Light (JCP&L). They call with a fake "disconnect order," threatening to shut off your power immediately unless you provide payment over the phone, often through a gift card or wire transfer.
Local utilities like PSE&G and JCP&L will always send multiple notices in the mail before disconnecting service. They do not call and demand immediate payment over the phone to avoid a shut-off.
"Fraudulent call, trying to steal money with false claim of Jersey Central Power and Light shut off. *Local police have been alerted. Do NOT fall victim to these low-life scumbags!"
These scams aggressively target residents, especially seniors, with calls about Medicare benefits, medical alert systems, or disability claims. Callers often lie, claiming to be "Licensed Medicare Advisors" or that you previously inquired about benefits, all in an attempt to get your personal information or sell you unnecessary products.
Official Medicare representatives will not call you unexpectedly to sell products or ask for sensitive information. Unsolicited calls offering "free" medical equipment are almost always a scam to fraudulently bill Medicare.
"Harassing seniors Told them we are on a do not call list They don't care said do what you have to do. Asked for supervisor hung up on... They say that you called and asked about medicare LIES Claim they are Licensed Medicare Advisors VERY SCARY"
Frequently Asked Questions about Area Code 201 Scams and Spam Calls
No, area code 732 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in New Jersey, United States. Area code 732 is a general purpose code that has been in service since June 1, 1997.
Most common 732 scam types are:
You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near New Jersey, or have a 732 phone number yourself, scammers know you're more likely to answer what appears to be a local call.
Calling back to unknown spam number may incur premium charges or at least confirm your phone number is active and lead to more spam and scam calls.
There are three main ways to reduce spam calls:
It's definitely possible to block all specific area code phone numbers. However, we do not recommend this option because it would also prevent friends, family, doctors, and legitimate businesses from reaching you.
Other New Jersey area codes where scam and spam calls are regularly reported: