Area Code 712 Scams and Spam Calls

The 712 area code is a hotspot for Social Security impersonators and fake Amazon alerts. Scammers pretend to be government officials or customer support to steal your money and data.

Look up any suspicious number using our scam and spam phone number lookup database. It includes over 29 million Do Not Call and robocall complaints reported to the Federal Trade Commission.

Iowa Phone Number Lookups

Most Common Area Code 712 Scams

Getting calls from 712 area code and wonder if it's a scam? You're not alone. Scammers frequently spoof Iowa (Sioux City, Council Bluffs, Spencer) phone numbers to trick you into answering. Here are the most common area code 712 scams based on user comments:

Social Security Administration (SSA) Impersonation Scam

Residents in Western Iowa are receiving fraudulent calls that appear as "SSI" or come from local 712 numbers. These scammers falsely claim a "case is being opened" against your Social Security Number for fraudulent activity or that your account has been compromised, demanding you call them back or press 1 to avoid legal action.

Warning Signs

  • An automated message warns of "fraudulent activity" linked to your SSN.
  • The caller ID may deceptively show "SSI" or a local Iowa town like Cherokee.
  • They demand you press 1 or call a different number to speak with an agent.
  • They may offer to help you get Social Security Disability benefits you never applied for.

Protect Yourself

  • Never press 1 to connect to an "agent."
  • Do not give your Social Security number to anyone who calls you unexpectedly.
  • Report scam calls directly to the Social Security Administration's Office of the Inspector General.

The Social Security Administration does not call people to threaten them or warn of account suspension. They will almost always contact you via official U.S. mail, not through unsolicited or threatening phone calls.

Real Victim Quote

"Got a call - showed on caller ID Cherokee, IA - claimed to be SS -a/c was compromised need SS number. Hung up & called SS & reported the call to them."

Fake Amazon & Geek Squad Purchase Alerts

This scam involves a robocall or text message alerting you to a fake, expensive purchase. Reports from the 712 area code specifically mention a fraudulent charge of "$279.99" from Amazon or "$499.00" from "Geek Squad," instructing you to call back immediately to cancel the order before it ships.

Warning Signs

  • An unexpected alert about a specific charge, like "$279.99" or "$499.00".
  • The message creates urgency, claiming the item will ship soon.
  • You are told to call a specific 712 number to dispute the charge.
  • Vague terms like your "plastic card" are used instead of naming your bank.

Protect Yourself

  • Do not call the number provided in the voicemail or text.
  • Log in to your Amazon or Best Buy account directly on their official website to check your order history.
  • Block the phone number that contacted you.

Amazon and Best Buy (Geek Squad) will never use a robocall to confirm an order. All legitimate purchase details and notifications are found within your official account on their secure website or app.

Real Victim Quote

"said I had made a purchase of 599.99 on my Amazon account and would receive details shortly - to call the number back to report unauthorized purchase or the amount would be applied to. my 'plastic' card on my amazon account"

The "Grandparent" Emergency Scam

This cruel scam targets seniors by having someone call and pretend to be their grandchild. The caller will often say something like, "Hello Grandma, I've been in an accident," or claim they need bond money because they have a "broken nose and can't breath," creating a panic to trick you into sending money immediately.

Warning Signs

  • The caller immediately identifies themselves as your "grandson" without using a name.
  • They claim to be in an accident, in the hospital, or in jail.
  • There is an urgent and emotional demand for money.
  • They may ask you not to tell other family members.

Protect Yourself

  • Hang up and call your grandchild or another family member directly on a known number to verify the story.
  • Ask a question only your real grandchild would know, such as "What is our cat's name?"
  • Never wire money or send gift cards based on an urgent, emotional phone call.

This is a classic social engineering trick that relies on exploiting your love for your family. Scammers are hoping your panic will prevent you from thinking clearly and verifying the story before you act.

Real Victim Quote

"My mother received a scam call from this number advising, 'Hello Grandma, I've been in an accident.' This is a cruel joke being played on the elderly and it needs to stop."

Aggressive Debt Collection Harassment

Callers are identifying themselves as debt collectors from companies like "Portfolio Recovery" or "Noll Collection Service (NCS)." Some callers, like one named "Lori," are described as forceful, while others threaten to attach wages and confiscate assets for debts that may be over 10 years old or don't even exist.

Warning Signs

  • The caller uses an "Unknown" or blocked number but leaves a callback number.
  • They threaten wage garnishment or asset seizure on the first call.
  • They are trying to collect on a debt that is very old or that you don't recognize.
  • A caller named "Lori" from Sioux City may leave a vague, urgent message.

Protect Yourself

  • Never confirm personal information like your address or Social Security number.
  • Demand they mail you an official debt validation letter, as required by law.
  • Look up the collection agency's name online to verify its legitimacy. You can also use ThisNumber.com to check reports on the phone number.

Legitimate debt collectors are bound by the Fair Debt Collection Practices Act (FDCPA). They cannot threaten you with jail time or make false threats about actions they cannot legally take, especially during an initial contact call.

Real Victim Quote

"I receive several calls a day, and I don't even have any debts, other than a car payment! They threaten me with attaching my wages and confiscating any assets. It is frightening."

Student Loan "Debt Relief" Robocalls

You may receive a call or voicemail claiming your "claim docs for student debt relief" have not been received. The message pressures you to call back immediately to "extend the deadline" or risk having your application canceled, even if you never applied for any program.

Warning Signs

  • The call mentions an urgent, expiring deadline for a program you didn't apply for.
  • They use generic terms like "student debt relief" without naming a specific federal program.
  • The call is a pre-recorded robocall rather than a live person from a government agency.

Protect Yourself

  • Do not call the number back.
  • Never pay an upfront fee for help with student loans.
  • Go directly to the official Federal Student Aid website (StudentAid.gov) for legitimate information.

The Department of Education does not make unsolicited calls about canceling loan forgiveness applications. All official correspondence and deadlines are managed through the official StudentAid.gov website.

Real Victim Quote

"Name, we didn't receive your claim docs for student debt relief. Call us back at 712-208-8266 to extend the deadline or we will cancel your application."

Fake IRS Tax Debt Threats

Scammers are calling Iowans and leaving voicemails about "overdue taxes." These messages might come from a "Barbara" at the "tax resolution center" or a robocall claiming a "Federal Tax Inspector is on the line," trying to scare you into pressing 1 to avoid legal trouble.

Warning Signs

  • A robocall claims to be from a "Federal Tax Inspector."
  • The message discusses "new changes" and "elimination options" for tax debt.
  • You are urged to call back immediately to avoid unspecified consequences.

Protect Yourself

  • Hang up immediately. The IRS does not initiate contact with taxpayers by phone.
  • Do not provide any personal or financial information.
  • Report the call to the Treasury Inspector General for Tax Administration (TIGTA).

The IRS's first point of contact is always through official U.S. Mail, not a phone call, text, or email. They will never demand immediate payment over the phone or threaten you with arrest by a "Federal Tax Inspector."

Real Victim Quote

"Got a call from 712-772-1899 in Mineola IA, recording states Federal Tax Inspector is on the line and I need to press “1” to talk with them. I hung up, IRS does NOT call anyone."

Craigslist & Facebook Marketplace Scams

If you've posted an item for sale, be cautious of generic texts from 712 numbers. Scammers will ask you to email their "husband" or "friend," attempt to get a Google verification code from you, or create a wild goose chase that ends with them asking you for money upfront to cover a "shipping agent."

Warning Signs

  • The buyer refuses to communicate directly and asks you to email someone else.
  • They request a Google verification code, which they can use to set up accounts in your name.
  • They agree to buy your item without seeing it and offer to send a "shipping agent."
  • The conversation feels generic and doesn't mention the specific item you are selling.

Protect Yourself

  • Keep all communications on the platform you are using (e.g., Facebook Messenger).
  • Never share a verification code sent to your phone with anyone.
  • Deal locally and in person, and only accept cash or use a secure payment app.

Legitimate buyers will communicate directly and will not ask you to pay for their shipping expenses. The request to email a third party or provide a verification code is a classic tactic to steal your information or money.

Real Victim Quote

"Craigslist scam! Asked me to send email to a friend who was interested and just trying to help him out. Ended up being a wild goose chase wanting $ upfront for the shipping agent to pick up my merchandise. Waste of time!"

Frequently Asked Questions about Area Code 201 Scams and Spam Calls

Is area code 712 a scam?

No, area code 712 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in Iowa, United States. Area code 712 is a general purpose code that has been in service since January 1, 1947.

What are the most common area code 712 scams?

Most common 712 scam types are:

Why do I get spam calls from area code 712?

You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near Iowa, or have a 712 phone number yourself, scammers know you're more likely to answer what appears to be a local call.

What happens if I call back a spam number?

Calling back to unknown spam number may incur premium charges or at least confirm your phone number is active and lead to more spam and scam calls.

How to stop spam calls from the same area code?

There are three main ways to reduce spam calls:

  1. The Do Not Call Registry: Register your number at donotcall.gov
  2. Carrier Tools: Contact your phone carrier about their spam blocking solutions
  3. Third-Party Apps: Install spam call blocking apps that identify and filter scam numbers

Can I block all calls from a specific area code?

It's definitely possible to block all specific area code phone numbers. However, we do not recommend this option because it would also prevent friends, family, doctors, and legitimate businesses from reaching you.

Scams and Spam in Other Iowa Area Codes

Other Iowa area codes where scam and spam calls are regularly reported: