Area Code 513 Scams and Spam Calls

The 513 area code is seeing a wave of fake process server threats and Social Security suspension calls. Impostors claim you are facing a lawsuit or that your government benefits have stopped to steal your personal data.

Look up any suspicious number using our scam and spam phone number lookup database. It includes over 29 million Do Not Call and robocall complaints reported to the Federal Trade Commission.

Ohio Phone Number Lookups

Most Common Area Code 513 Scams

Getting calls from 513 area code and wonder if it's a scam? You're not alone. Scammers frequently spoof Ohio (Cincinnati, Hamilton, Middletown) phone numbers to trick you into answering. Here are the most common area code 513 scams based on user comments:

Scammers are calling 513 residents claiming a "civil complaint" or "pending matter" has been filed against you. They often use intimidating language, threatening to find you at your home or "place of employment" to serve legal papers and may even contact your family members. Callers have used names like "Jackie," "Sonia," and "Lisa Wilson" and will threaten to notify your HR or payroll department if you don't comply.

Warning Signs

  • Vague threats about a "pending matter" or "complaint" without specific details.
  • Threatening to contact your employer, HR, or payroll department.
  • Stating they will be "actively pursuing you at your place of employment."
  • Mentioning a "case number" and demanding you call a different number to resolve it.

Protect Yourself

  • Do not confirm your name, address, or Social Security number.
  • Contact your local county court clerk's office directly to verify if any case has been filed against you.
  • Tell them you will only accept communication via U.S. Mail.

Real process servers do not call ahead to warn you; their job is to serve you with documents in person without prior notice. They will not threaten you over the phone or discuss a case with your employer or family.

Real Victim Quote

"Two pending matters. Unfortunately, because I am unable to reach you by phone, I may be actively pursuing you at your place of employment and your residence... you have the right to contact the client to resolve your case file voluntarily, but do understand, when you are located, you forfeit that right."

Social Security Suspension Scam

You may receive a robocall leaving a message that "legal proceedings" have been started against your Social Security number due to "fraudulent activity." These scammers threaten to suspend your SSN immediately if you don't call back and provide personal information or payment. Another version involves a live caller named "Amber" or "Audrey" asking about disability benefits to trick you into saying "yes."

Warning Signs

  • An automated call threatening to suspend your Social Security number.
  • Any demand for payment via gift card, wire transfer, or credit card to "reinstate" your SSN.
  • A caller from the "SSA" who asks you to verify your full SSN.

Protect Yourself

  • Hang up immediately. The Social Security Administration (SSA) does not make these types of calls.
  • Never provide your SSN or other private information to an unsolicited caller.
  • Report the scam call to the SSA Office of the Inspector General.

The Social Security Administration primarily communicates through U.S. mail. They will never call to threaten you, demand immediate payment, or suspend your number.

Real Victim Quote

"left a message that there were legal proceedings against my social security which was involved in a crime. Threatening to suspend my Social Security number."

Aggressive Old Debt Collection Scam

This scam involves threatening calls about very old or non-existent debts, sometimes falsely linked to local institutions like 5/3 Bank from over a decade ago. Callers like "Sarah" or "Amanda" are extremely aggressive, possessing an alarming amount of your personal data, including your SSN, old addresses, and family members' names. They often threaten immediate wage garnishment or claim the sheriff is on the way to serve you.

Warning Signs

  • Receiving threats about a debt that is many years old or that you don't recognize.
  • The caller threatens immediate wage garnishment or arrest.
  • They refuse to provide a company name or mailing address.
  • The caller gets angry or abusive when you ask questions.

Protect Yourself

  • Do not confirm any personal information.
  • State clearly: "I dispute this debt. Send me a debt validation letter in the mail."
  • Never provide bank or credit card information over the phone for an unverified debt.

Under federal law (FDCPA), debt collectors must send you a written validation notice within five days of first contact. They cannot legally threaten you with arrest or wage garnishment without a court judgment.

Real Victim Quote

"They said that I owed a debt from 2012 from 5/3 bank and I had supposedly been served the paperwork from the sheriff (which I never was). They had my social, former addresses, place of employment, ex-husband and current husband's names, just way to much info for comfort."

Persistent Vehicle Warranty Calls

Residents are being bombarded with calls about their "car warranty expiring." These robocalls and live agents create a false sense of urgency, claiming it's your "last chance to renew." They are known to call multiple times a day from spoofed 513 numbers, even after being told to stop. They may have the make and model of a car you used to own to sound more legitimate.

Warning Signs

  • High-pressure tactics claiming this is your "final notice."
  • Receiving 5-10 calls a day from slightly different phone numbers.
  • They can't provide specific details about your current warranty.
  • They hang up when you ask for the company's legal name and address.

Protect Yourself

  • Do not press 1 to speak to an agent or 2 to be removed; this only confirms your number is active.
  • Hang up and block the number.
  • Check your warranty status directly with your car dealership if you have concerns.

These calls are from third-party sellers, not your car's manufacturer or dealership. Official dealerships will communicate with you via mail or from their official, verifiable phone number about your warranty.

Real Victim Quote

"This company is annoying and horrible. They call me every day about my warranty expiring soon, and the car is brand new. I have told them many times to stop calling me."

Medicare & "Free" Medical Supply Scams

Scammers are calling Ohioans pretending to be from Medicare, a "medical supply company," or a "pain management" clinic. They offer "free" items like back braces, knee braces, or DNA test kits. The goal is to get your Medicare number to commit fraud by billing for these items. They often start the call by asking "Can you hear me okay?" to record you saying "yes."

Warning Signs

  • An unsolicited call offering "free" medical equipment or genetic testing kits.
  • A caller claiming to be from Medicare asks for your Medicare number or banking information.
  • The caller pressures you to "upgrade" your Medicare benefits over the phone.

Protect Yourself

  • Hang up. Medicare will never call you to sell you something.
  • Never give your Medicare or Social Security number to someone who calls you unexpectedly.
  • Consult your personal doctor about any medical equipment you may need.

Medicare does not make outbound calls to sell products or services. If a company bills Medicare for equipment you didn't need or receive, it's fraud. Your doctor is the only one who should prescribe medical equipment for you.

Real Victim Quote

"Constantly calling trying to sell braces for back and knee. Have requested that I be placed on the no-call list and all I get is a guy laughing and telling me he will continue to call."

Fake Purchase & Delivery Scams

This scam arrives as a text message or robocall claiming a fraudulent purchase has been made on your Amazon, Bank of America, or Apple account. The alerts often mention specific, alarming details, like a charge from "Best Buy in Texas" for "$82.59" or "Apple software for $499." The message provides a malicious link or prompts you to "press 1" to cancel, which leads to a scammer who will try to steal your account or financial information.

Warning Signs

  • An unsolicited text or email with a link to resolve a "suspicious charge."
  • The message creates a sense of panic, urging you to act immediately.
  • A robocall asks you to press a number to speak with "fraud prevention."

Protect Yourself

  • Do not click any links or call any numbers provided in the message.
  • Log in to your account directly through the official company app or website to check for unauthorized activity.
  • Look up the company's official customer service number yourself if you need to call them.

Banks and major retailers will not send you a text with a link to verify your identity or cancel a charge. These notifications are typically handled securely within their official app or by asking you to log into their website directly.

Real Victim Quote

"Got a text saying suspicious activity on my Bank of America card in Texas. Link to click which I did not. Verified with Bank of America was scam."

Unsolicited "Cash For Your House" Offers

Area residents are receiving a high volume of unwanted calls, voicemails, and texts from people offering to buy their property for cash. The callers, sometimes using names like "Georgia" or "Dave," often know your name and address. They may try to build rapport by claiming they "sent a letter a couple days ago," making the cold call feel more legitimate.

Warning Signs

  • An unsolicited call or text from someone you don't know wanting to buy your home.
  • The caller is vague about the company they represent.
  • They pressure you for a quick decision on their "cash offer."

Protect Yourself

  • Do not provide any information about your property or financial situation.
  • Tell them you are not interested and to place your number on their do-not-call list.
  • If you are considering selling, contact a licensed, reputable local real estate agent.

These calls are typically from real estate investors or wholesalers who use public records to find homeowner information. Their goal is to acquire your property for significantly less than its market value.

Real Victim Quote

"Got a voicemail from a lady named Georgia saying she wanted to pay cash for my house. Said she had sent a letter a couple days ago."

Frequently Asked Questions about Area Code 201 Scams and Spam Calls

Is area code 513 a scam?

No, area code 513 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in Ohio, United States. Area code 513 is a general purpose code that has been in service since January 1, 1947.

What are the most common area code 513 scams?

Most common 513 scam types are:

Why do I get spam calls from area code 513?

You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near Ohio, or have a 513 phone number yourself, scammers know you're more likely to answer what appears to be a local call.

What happens if I call back a spam number?

Calling back to unknown spam number may incur premium charges or at least confirm your phone number is active and lead to more spam and scam calls.

How to stop spam calls from the same area code?

There are three main ways to reduce spam calls:

  1. The Do Not Call Registry: Register your number at donotcall.gov
  2. Carrier Tools: Contact your phone carrier about their spam blocking solutions
  3. Third-Party Apps: Install spam call blocking apps that identify and filter scam numbers

Can I block all calls from a specific area code?

It's definitely possible to block all specific area code phone numbers. However, we do not recommend this option because it would also prevent friends, family, doctors, and legitimate businesses from reaching you.

Scams and Spam in Other Ohio Area Codes

Other Ohio area codes where scam and spam calls are regularly reported: