The 505 area code is frequently used for fake process server calls and endless auto warranty notices. These callers lie about pending legal complaints or expiring car coverage to steal your credit card details.
Look up any suspicious number using our scam and spam phone number lookup database. It includes over 29 million Do Not Call and robocall complaints reported to the Federal Trade Commission.
Getting calls from 505 area code and wonder if it's a scam? You're not alone. Scammers frequently spoof New Mexico (Albuquerque, Rio Rancho, Santa Fe) phone numbers to trick you into answering. Here are the most common area code 505 scams based on user comments:
Scammers are leaving urgent voicemails for New Mexico residents claiming you have a "pending complaint" or "two pending matters" filed against you. They use intimidating language, threatening to show up at your home or place of employment and even contact your HR department to "deliver your paperwork." To seem legitimate, they often reference a fake case number, like "TFM27824," to scare you into calling back immediately.
Real process servers and law enforcement officers do not call to warn you they are coming. This is a scare tactic used by fake debt collectors to get you to pay for a non-existent debt out of fear.
"This message is intended for [my name]. I’m contacting you from our client’s process division. I received an order for you and it looks like for two pending matters. Now, unfortunately, since I am unable to reach you by phone, I may attempt to reach you at your home and/or your place of employment... reference file number [TFM27824]. You have been officially notified. Good luck."
You're likely getting these frequent robocalls claiming your vehicle's warranty is expiring and "must be extended before your vehicle reaches certain mileage." Callers, often spoofing local 505 numbers, will claim to be from "Auto Warranty Service" or the "Automotive service department" for brands like Jeep and Ford, pressuring you to speak with a "warranty specialist."
These calls are not from your car's manufacturer or dealership. They are third-party companies selling expensive and often useless "extended service plans," which are not true warranties and often have loopholes that prevent you from ever using them.
"Voicemail: They must be extended before your vehicle reaches certain mileage again press five to be connected to a warranty specialist."
Callers are relentlessly contacting residents, sometimes dozens of times a day, identifying themselves as "Comenity Bank," "Community Bank," or even "Condemnity Bank." They often have your name or an old address and are trying to collect on a supposed past-due retail credit card, like for Victoria's Secret. Many users report the callers speak broken English and become unprofessional if questioned.
While Comenity is a real bank, scammers are spoofing their name and number. One victim who spoke to the real Comenity Bank confirmed that the harassing calls were not from them. Legitimate bank representatives will not call you dozens of times a day from different numbers.
"I received a voicemail from this number stating I needed to call 800-304-7265... The caller stated they were from 'Community Bank' and it concerned a matter with 'Victoria Secrets' and I needed to call back to avoid 'escalation' of the 'problem'. I've never shopped there and I believe this number to be spam..."
A robocall with a computer-generated voice warns that "legal enforcement actions have been filed on your SSN for fraudulent activities." The message claims your Social Security number has been compromised or will be "closed" or suspended if you don't call them back immediately to resolve the issue. They may invent a story, such as a car rented in your name was found with "drugs and blood" in it.
The Social Security Administration does not make threatening phone calls. They primarily communicate through official U.S. Mail and will never threaten to suspend your number or demand payment over the phone.
"I received a call on my cell phone... The robo call stated that my SS# was found with suspicious activity and that I had to call them back immediately or they were going to close my social and assets."
A caller, often with a foreign accent, claims to be from "Computer repair" or "National Security," falsely stating that your computer has a virus or has been hacked. Their goal is to gain your trust and convince you to give them remote access to your computer, often by telling you to log into a website like "anydesk." Some even use fake names like "Peter Parker" to sound memorable.
No legitimate tech company actively monitors your personal computer for issues and then calls you to fix them. This is always a scam designed to install malware, steal your financial information, or lock you out of your device and demand a ransom.
"Said they are from either 'National Security' or 'Natural Security' asked if I had a computer or macbook pro, that they recieved information about a windows hack... Tried to con me into giving them information. Guys name that I talked to claimed to be 'Peter Parker' like Im stupid enough to fall for that fake name!!"
You may get unsolicited voicemails from individuals named "Josh" or "Cameron" from companies like "NM Best Offer." They claim to be cash investors looking to buy homes in your neighborhood, sometimes saying they "already helped a neighbor of mine out of a sticky situation." These are mass-dialed calls designed to find motivated or vulnerable sellers to pressure into a lowball offer.
These callers are predatory investors or wholesalers who use public records to find phone numbers. Their entire business model is based on convincing homeowners to sell their property for significantly less than its actual market value.
"'Cameron' calling, he and his 'wife' already helped a neighbor of mine out of 'a sticky situation' by buying their house, wants to buy more in my neighborhood. 'Potential cash offer' for my house. Yeah. Blocked."
This is a particularly nasty scam where the caller becomes hostile and threatening when you don't cooperate. Callers, sometimes using names like "Kevin Lee," may ask for a specific person. If you question them or say they have the wrong number, they can become irate, call you a liar, and threaten to "send the cops to pick you up" or show up at your home demanding "two forms of ID." They use pure intimidation to scare you into confirming your personal details.
No legitimate business, law firm, or government agency will ever scream at you, call you a liar, or threaten you with arrest for simply asking them to identify themselves. This is a pure scare tactic used by criminals.
"She started screaming at me and told me that she could track my number and she was going to send the cops to pick me up. I hung up again and she called 6 more times (which I didn't answer) until I blocked the number."
Frequently Asked Questions about Area Code 201 Scams and Spam Calls
No, area code 505 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in New Mexico, United States. Area code 505 is a general purpose code that has been in service since January 1, 1947.
Most common 505 scam types are:
You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near New Mexico, or have a 505 phone number yourself, scammers know you're more likely to answer what appears to be a local call.
Calling back to unknown spam number may incur premium charges or at least confirm your phone number is active and lead to more spam and scam calls.
There are three main ways to reduce spam calls:
It's definitely possible to block all specific area code phone numbers. However, we do not recommend this option because it would also prevent friends, family, doctors, and legitimate businesses from reaching you.
Other New Mexico area codes where scam and spam calls are regularly reported: