Area Code 404 Scams and Spam Calls

Atlanta’s 404 area code is heavy on fake debt collector threats and unsolicited real estate calls. Fraudsters threaten legal action to pressure you into paying debts that do not actually exist.

Look up any suspicious number using our scam and spam phone number lookup database. It includes over 29 million Do Not Call and robocall complaints reported to the Federal Trade Commission.

Georgia Phone Number Lookups

Most Common Area Code 404 Scams

Getting calls from 404 area code and wonder if it's a scam? You're not alone. Scammers frequently spoof Georgia (Atlanta, Sandy Springs) phone numbers to trick you into answering. Here are the most common area code 404 scams based on user comments:

Scammers from the 404 area code are aggressively calling residents about old or entirely fabricated debts. They often use threatening language, claiming to be from a law firm like "Bryan Poe Associates" and will threaten you with a lawsuit, wage garnishment, or even a warrant for your arrest for "issuing bad checks" on a non-existent loan.

Warning Signs

  • Threatens to prosecute you "to the fullest extent of the law."
  • Mentions a "complaint number" but refuses to provide details or mail documentation.
  • Demands immediate payment over the phone to avoid being served with court papers.
  • Caller identifies themselves as "Mike Davis" from a company like "CMS" or "Paramount Financial."

Protect Yourself

  • Demand they mail you a debt validation letter, which is required by federal law.
  • Never provide or confirm personal or financial information to an unsolicited caller.
  • Contact your county's court clerk directly to verify any claims of a lawsuit.
  • Check ThisNumber.com for reports on the phone number before calling back.

In Georgia, you cannot be arrested for a standard consumer debt. Furthermore, legitimate process servers do not call ahead to warn you they are coming; they are legally required to deliver official court documents in person without prior notice.

Real Victim Quote

"Got a call Today said they where from Bryan Poe Associates Law firm about a debt I never had. Said they had info about me from a loan in 2015 from a bank I closed my account with in 2012. Told me id have a warrant for my arrest for issuing bad checks."

Unsolicited "Cash for Your Home" Calls

Atlanta residents are being bombarded with unsolicited calls and texts from individuals wanting to buy their property for cash. Callers often use common first names like "Alex," "Mary," or "Josh," know your name and address, and claim they "were in your neighborhood" or "came across your property" to sound local and legitimate.

Warning Signs

  • The caller makes an unsolicited cash offer on your home, sight unseen.
  • They claim to be a "local investor" but hang up when asked for a company name or real estate license number.
  • The call begins with a vague line like, "I'm not even sure if I'm supposed to have this number."
  • They mention following up on "mail" or an "offer" that you never received.

Protect Yourself

  • Do not confirm your name, address, or that you are the homeowner.
  • Clearly state, "I am not interested, place this number on your do-not-call list."
  • Block the number and do not engage further.
  • Report the calls to the Federal Trade Commission's Do Not Call Registry.

These high-pressure tactics are often used to gather information about homeowners or pressure them into accepting a lowball offer far below market value. Legitimate real estate transactions involve licensed agents and official, written offers, not vague phone calls.

Real Victim Quote

"Hey this is Mary, sorry I missed you. I was just trying to reach out because I was in your neighborhood earlier today and I came across your property. I don't know if you've thought about selling it, but if you have, I'd love to make you an offer same day."

Social Security Administration (SSA) Impersonation Scam

This dangerous scam involves a robocall or live person claiming to be from the Social Security Administration. They will tell you that your Social Security Number has been compromised or used in a crime like "drug trafficking" and that a warrant has been issued for your arrest unless you act immediately.

Warning Signs

  • Any call threatening to suspend, block, or deactivate your Social Security Number.
  • The caller demands payment or personal information to avoid arrest.
  • You receive a robocall claiming to be from the SSA.
  • They tell you that your SSN was used in connection with a crime.

Protect Yourself

  • Hang up immediately. The SSA does not initiate contact by phone for these issues.
  • Never give your SSN, date of birth, or bank information to anyone who calls you unexpectedly.
  • Report the scam call directly to the SSA Office of the Inspector General.

The Social Security Administration will never call you to threaten you with arrest or legal action. Law enforcement does not call people to warn them about a warrant. These are always scare tactics used by scammers.

Real Victim Quote

"It’s a threat from robo call claiming to be police blocking my ssn due to suspicious activity."

Publishers Clearing House Prize Scam

Scammers are calling Atlanta-area residents claiming to be from "Publishers cash sweepstakes" or Publishers Clearing House. A caller, sometimes named "Wayne Davis" or referencing a prize agent "Donald Farmer," will congratulate you on winning $5,000 and a $1,000 grocery certificate, then immediately ask for your bank routing number to "deposit the prize."

Warning Signs

  • The caller asks for your bank account or routing number to claim a prize.
  • They hang up abruptly when you question them or refuse to provide financial details.
  • They use the name "Wayne Davis" or mention a "Donald Farmer" delivering the prize.
  • You are told you've won a contest you never entered.

Protect Yourself

  • Never give out bank information to claim a prize. Legitimate sweepstakes do not ask for this.
  • Remember that you never have to pay a fee or provide financial data to win a real prize.
  • Hang up and report the number to the Federal Trade Commission (FTC).

The real Publishers Clearing House does not call major prize winners in advance. Their famous Prize Patrol shows up in person, unannounced, with a giant check. They will never ask for your bank account information over the phone.

Real Victim Quote

"Gentlemen stated I won a publishing clearing house award of $5,000.00 plus $1000.00 grocery store certificate. When he asked for my routing number and I refused he hung up!!!!"

Bank & Tech Company Impersonation

Scammers are spoofing their Caller ID to look like they are calling from trusted companies like Bank of America, SunTrust (now Truist), Amazon, or Apple. They use urgent scripts, such as a fraudulent purchase of an "iPhone on your Amazon account" or a suspicious charge flagged by "Christian Clay from SunTrust Fraud Department," to panic you into giving up personal information.

Warning Signs

  • An automated message claims an expensive item was charged to your Amazon or Apple account.
  • You receive an "urgent" call about a suspicious charge from someone named "Christian Clay."
  • A text message with a link claims your Wells Fargo or Chase account is locked.
  • The caller asks you to "verify" your full account number, password, or date of birth.

Protect Yourself

  • Hang up immediately. If you are concerned, call the company back using the official phone number on their website or the back of your card.
  • Never click on links in unsolicited text messages claiming to be from your bank.
  • Do not press "1" or any other key on a robocall.

Your bank and major tech companies will never call or text you to ask for your password, full debit card number, or other sensitive login credentials. They use secure messaging systems within their official apps or websites to communicate about potential fraud.

Real Victim Quote

"Got a call claiming to be from suntrust for fraudulent activity on account"

Student Loan Forgiveness Scams

Callers are targeting residents with offers for student loan forgiveness, even contacting seniors who clearly have no student loans. They often claim to be reviewing your "application" and will ask for personal details like your total loan amount, trying to gather your information for identity theft purposes.

Warning Signs

  • You receive a call about student loan forgiveness despite having no student loans.
  • The caller asks you to verify your personal or financial information over the phone.
  • They may claim to be with the SBA and offer a "loan increase."
  • The offer sounds too good to be true and requires immediate action.

Protect Yourself

  • Do not engage with unsolicited callers offering loan assistance.
  • Never provide personal or loan information over the phone.
  • For official information, go directly to the U.S. Department of Education's website at StudentAid.gov.

Official government agencies like the Department of Education will not cold-call you with special forgiveness offers. All legitimate federal student loan relief programs require you to apply through official government websites, and they are free to apply for.

Real Victim Quote

"Total Scam. I'm 68 and they called saying they were reviewing my Student Loan Application. Ummm...no."

Frequently Asked Questions about Area Code 201 Scams and Spam Calls

Is area code 404 a scam?

No, area code 404 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in Georgia, United States. Area code 404 is a general purpose code that has been in service since January 1, 1947.

What are the most common area code 404 scams?

Most common 404 scam types are:

Why do I get spam calls from area code 404?

You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near Georgia, or have a 404 phone number yourself, scammers know you're more likely to answer what appears to be a local call.

What happens if I call back a spam number?

Calling back to unknown spam number may incur premium charges or at least confirm your phone number is active and lead to more spam and scam calls.

How to stop spam calls from the same area code?

There are three main ways to reduce spam calls:

  1. The Do Not Call Registry: Register your number at donotcall.gov
  2. Carrier Tools: Contact your phone carrier about their spam blocking solutions
  3. Third-Party Apps: Install spam call blocking apps that identify and filter scam numbers

Can I block all calls from a specific area code?

It's definitely possible to block all specific area code phone numbers. However, we do not recommend this option because it would also prevent friends, family, doctors, and legitimate businesses from reaching you.

Scams and Spam in Other Georgia Area Codes

Other Georgia area codes where scam and spam calls are regularly reported: