Callers from the 302 area code often pose as process servers or representatives from JP Morgan Chase Bank. They try to scare you with fake legal threats or bank alerts to steal your financial information.
Look up any suspicious number using our scam and spam phone number lookup database. It includes over 29 million Do Not Call and robocall complaints reported to the Federal Trade Commission.
Getting calls from 302 area code and wonder if it's a scam? You're not alone. Scammers frequently spoof Delaware (Wilmington, Dover, Newark) phone numbers to trick you into answering. Here are the most common area code 302 scams based on user comments:
Delaware residents are being targeted by robocalls leaving voicemails that claim a "civil complaint" or "injunction" is being filed against you. They use intimidating language like "in accordance with federal law" and demand you or your attorney call back within a short timeframe, often "72 hours" or "before close of business today," to provide a final statement.
Real process servers do not call ahead to warn you; they show up unannounced to deliver official court documents in person. Law firms and government agencies will not use threatening robocalls to initiate contact about a legal case.
"...in accordance with federal law, we are required to notify you at least 72 hours prior to petitioning for an injunction. You or your attorney have a very brief window to address. This matter with Our office is directly to provide a final statement. For the record in your defense, simply hit redial."
Scammers are calling and pretending to be from the JP Morgan Chase fraud division. They claim a fraudulent charge, like a "$1700 computer purchase" by someone named "David Garcia," or a "$9500 loan application" has been made in your name and may use your real social security number and address to sound legitimate.
While banks do have fraud departments that may contact you, they will never ask you to provide your full SSN, PIN, or password over the phone. They will advise you to call them back on the official number printed on your card for security.
"Answered a call today from a # showing as JP Morgan Chase, wanting to confirm a $1700 purchase on my credit card with Amazon, for a computer purchase. The person said it was made by someone named 'David Garcia'. They had all my information, including my social security number, address with zip code..."
A high volume of robocalls are targeting residents where the caller ID is spoofed to say "HUMANA." The automated message claims to have important information about your prescriptions or coverage and pressures you to call back a different 844 number or verify your date of birth to proceed.
Your real insurance provider will communicate sensitive information through official mail or their secure online portal. They will not use a robocall to ask for your date of birth or other protected health information for verification.
"Got 2 calls with messages, saying from Humana with important information about my prescription... Advised me to call back to 844-723-0894. Went to Kern Family Health Care. Asked phone number message was left at. I entered. Said number didn't exist."
You may get a robocall claiming a service like "computer protection," "Norton Utilities," or a large Amazon purchase is about to automatically renew, charging your card "$399" or "$299.99." The goal is to make you panic and call them back to "cancel," at which point they will try to steal your financial information.
Legitimate companies like Amazon and Microsoft do not use robocalls to notify you of account charges. All purchase and subscription information is available in your official account portal online, and they communicate via email or app notifications.
"Robo call allegedly from Amazon. 'Someone has made a $529 purchase on your account - If you want to dispute this purchase call the following number ---' Obviously a scam & I hung up."
Scammers call claiming to be from the Social Security Administration or IRS, stating your SSN has been "compromised" or used for illegal activity. They often threaten you with immediate arrest or legal action if you don't call them back and provide information or payment.
The Social Security Administration and IRS initiate most contact through official U.S. mail. They will never call to threaten you with arrest, suspend your SSN, or demand immediate payment via gift card, wire transfer, or cryptocurrency.
"Called me 22 times today saying from SSA. The last time I told him I wanted to know why he called me 22 times. He started using profanity, called me a yellow monkey and said was going to f**k me and proceeded to tell me all kinds of things he was going to do to me sexually."
These are relentless robocalls claiming your car's warranty is expiring and that this is your "final notice." They want to sell you an overpriced and often useless extended service plan. The calls come from many different 302 numbers to evade call blockers and may identify themselves as the "Vehicle Processing Center."
These callers are not affiliated with your car's manufacturer or dealership. They are third-party telemarketers who use public records to target car owners with high-pressure sales tactics for questionable service contracts.
"Constant calls from this number after being told numerous times..DO NOT CALL! Extended auto warranty scam. Same caller will call multiple times a day from various (302) phone numbers."
Frequently Asked Questions about Area Code 201 Scams and Spam Calls
No, area code 302 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in Delaware, United States. Area code 302 is a general purpose code that has been in service since January 1, 1947.
Most common 302 scam types are:
You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near Delaware, or have a 302 phone number yourself, scammers know you're more likely to answer what appears to be a local call.
Calling back to unknown spam number may incur premium charges or at least confirm your phone number is active and lead to more spam and scam calls.
There are three main ways to reduce spam calls:
It's definitely possible to block all specific area code phone numbers. However, we do not recommend this option because it would also prevent friends, family, doctors, and legitimate businesses from reaching you.