Area Code 240 Scams and Spam Calls

Maryland's 240 area code is being used for Social Security suspension threats and IRS arrest scams. Callers pretend to be federal agents to scare you into handing over money or personal details.

Look up any suspicious number using our scam and spam phone number lookup database. It includes over 29 million Do Not Call and robocall complaints reported to the Federal Trade Commission.

Maryland Phone Number Lookups

Most Common Area Code 240 Scams

Getting calls from 240 area code and wonder if it's a scam? You're not alone. Scammers frequently spoof Maryland (Germantown, Silver Spring, Waldorf) phone numbers to trick you into answering. Here are the most common area code 240 scams based on user comments:

Social Security Number Suspension Scam

Residents in Maryland are receiving a high volume of robocalls claiming your Social Security Number (SSN) has been compromised or used in "suspicious activities" in states like Texas or California. The automated message threatens to suspend your SSN and issue an arrest warrant if you don't call them back immediately to avoid legal proceedings.

Warning Signs

  • A recorded voice claims a "legal affidavit" has been filed to suspend your number.
  • The caller threatens you with arrest or having your assets frozen.
  • Callers with strong foreign accents claim to be from the Social Security Administration.
  • They demand you verify the last four digits of your SSN to "better assist you."

Protect Yourself

  • Hang up immediately. The Social Security Administration will not call you.
  • Never provide or confirm your SSN or other personal information.
  • Report the number to the FTC's online complaint assistant.
  • Look up the suspicious number on a reverse phone service like ThisNumber.com.

The Social Security Administration (SSA) will never call you to threaten suspension of your benefits or demand payment. The SSA primarily communicates through official U.S. Mail, not with aggressive, threatening robocalls.

Real Victim Quote

"we have received a legal affidavit to suspend your Social Security number on the media basis to get more information about this case file give us a call back on our number..."

Fake IRS Arrest Warrant Scam

This aggressive scam involves callers pretending to be from the IRS. They leave voicemails claiming a lawsuit has been filed against you and an arrest warrant will be issued if you don't comply. One caller, identifying himself as "William Martin," demanded a Maryland resident go to a CVS or Walgreens and pay $1,000 with a prepay card to avoid being arrested.

Warning Signs

  • Threats of an immediate arrest warrant for tax issues.
  • Demands for payment via prepay cards, gift cards, or wire transfers.
  • Callers use fake names like "Agent Jack Miller" but have a noticeable foreign accent.
  • They create extreme urgency, sometimes demanding payment within 45 minutes.

Protect Yourself

  • Never pay a supposed government debt with a gift card.
  • If you are concerned about your taxes, contact the IRS directly using the number on their official website.
  • Report the call to the Treasury Inspector General for Tax Administration (TIGTA).

The IRS's first contact with a taxpayer is always via U.S. Mail. They will never demand immediate payment over the phone, especially not with gift cards, nor will they threaten to have you arrested by local police.

Real Victim Quote

"Person called wife saying he was with the IRS and threatened an arrest warrant would be issued if she didn't go the nearest CVS or Walgreens and get a $1000 prepay card."

Phantom Debt Collection & Legal Threats

Scammers are calling 240 numbers posing as debt collectors or process servers, threatening legal action for old or entirely fake debts. They claim a case has been filed against you and that you will be served at your home or workplace if you don't pay. They often use fake names like "Sarah Smith" and refuse to provide any written documentation of the supposed debt.

Warning Signs

  • Threats of being served with papers at your job or home.
  • They mention a "case number" but refuse to mail you official validation of the debt.
  • You are told you are forfeiting your rights if you don't cooperate.
  • They claim to be collecting on a debt you never had or one from over 20 years ago.

Protect Yourself

  • Demand written proof of the debt be mailed to your address.
  • Do not confirm your name, address, or Social Security number.
  • Report the harassment to the Federal Trade Commission (FTC).

Real process servers do not call ahead to warn you; they simply show up. Under the Fair Debt Collection Practices Act, legitimate debt collectors must provide you with a written debt validation notice upon request.

Real Victim Quote

"They called me and told me a lender I never heard of is looking to garnish my wages. They had my full name and social security number."

Government Grant Scam

This scam involves a call telling you that you've been selected for a government grant, often for a specific amount like "$9,000" or "$14,566," from agencies like the "US Treasury" or "National Institute of Health." The catch is that you must first pay a "registration fee" of around $200 using a wire transfer, MoneyGram, or even eBay gift cards before you can receive your money.

Warning Signs

  • You are told you've won a grant that you never applied for.
  • You must pay an upfront fee to receive your "free" grant money.
  • They provide fake credentials, like a "badge number" for an agent named "Marlin Scott."
  • You are instructed to make a payment using a gift card or by going to Walmart.

Protect Yourself

  • Never pay a fee to receive a legitimate grant.
  • Do not give out your bank account information.
  • File a complaint with the FTC if you receive one of these calls.

Real government agencies do not call citizens to award unsolicited grants. Furthermore, they would never require you to pay a processing fee using gift cards, Western Union, or MoneyGram.

Real Victim Quote

"Said they were calling from the National Institute of Health to tell me I have a $14,600 grant from the government. Wanted me to pay $200 registration fee."

Grandparent & Family Emergency Scam

This cruel scam targets Marylanders, particularly seniors, with a frantic call from someone pretending to be a grandchild. The caller claims to have been in a car accident, arrested, and in desperate need of money for bail. They prey on your emotions and urge you to send funds immediately before other family members find out.

Warning Signs

  • An urgent, unexpected call claiming a grandchild is in jail.
  • The caller begs you not to tell their parents or anyone else.
  • They demand you send money, sometimes specifically asking for gift cards.
  • The story involves an accident and the police getting involved if you don't pay.

Protect Yourself

  • Hang up and call your grandchild or another family member directly to verify the story.
  • Never send money via gift cards or wire transfer based on a phone plea.
  • Ask the caller a question only your real grandchild would know the answer to.

Law enforcement agencies and courts do not accept bail money in the form of gift cards. This is a classic scam tactic because the funds are untraceable and impossible to recover.

Real Victim Quote

"Called my father-in-law twice and told him my daughter had been in an accident and he needed to send money to take care of it or they would get the cops involved."

Auto Warranty Robocall Blitz

One of the most frequent nuisance calls reported in the 240 area code are robocalls about your car's extended warranty. A pre-recorded message warns that your vehicle's warranty is expiring and urges you to speak with a "specialist" to avoid costly repairs. These calls are often illegal and aim to sell you overpriced and unnecessary service contracts.

Warning Signs

  • An automated recording starts with "We've noticed that your car's extended warranty..."
  • They urge you to "press 1" to speak with a representative.
  • The caller does not know the specific make, model, or year of your car.
  • They may offer a "$1000 rebate" to get you to renew.

Protect Yourself

  • Do not press any numbers, as this only confirms your line is active.
  • Hang up and block the number.
  • Report the call to the National Do Not Call Registry.

These calls are almost always from unrelated third-party sellers, not your car's manufacturer or the dealership where you bought it. If you haven't given them explicit consent to contact you, these robocalls are illegal.

Real Victim Quote

"Harassing Auto Warranty Scam call. I get about 30 of these a month, all from different numbers."

Frequently Asked Questions about Area Code 201 Scams and Spam Calls

Is area code 240 a scam?

No, area code 240 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in Maryland, United States. Area code 240 is a general purpose code that has been in service since June 1, 1997.

What are the most common area code 240 scams?

Most common 240 scam types are:

Why do I get spam calls from area code 240?

You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near Maryland, or have a 240 phone number yourself, scammers know you're more likely to answer what appears to be a local call.

What happens if I call back a spam number?

Calling back to unknown spam number may incur premium charges or at least confirm your phone number is active and lead to more spam and scam calls.

How to stop spam calls from the same area code?

There are three main ways to reduce spam calls:

  1. The Do Not Call Registry: Register your number at donotcall.gov
  2. Carrier Tools: Contact your phone carrier about their spam blocking solutions
  3. Third-Party Apps: Install spam call blocking apps that identify and filter scam numbers

Can I block all calls from a specific area code?

It's definitely possible to block all specific area code phone numbers. However, we do not recommend this option because it would also prevent friends, family, doctors, and legitimate businesses from reaching you.

Scams and Spam in Other Maryland Area Codes

Other Maryland area codes where scam and spam calls are regularly reported: